5Star Professional Programs
Insurer(s): Multiple “A” rated carriers.
Policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners,part-time practitioners, “moonlighters,” joint ventures,design-build work, construction management, prior acts, pollutionexposures.
Length of ERP: 1 to 6 years.
Limits: $20 million per claim and $20 million peraggregate.
Minimum premium: $3,000.
Coverage available in: All states.
For more information: Kevin Ottley,5Star Professional Programs, 866-879-6565,[email protected], www.5starsp.com/protect.

All Risks Ltd.
Insurer(s): All Risks Ltd. is the exclusiveprogram administrator for Everest National InsuranceCo./Lloyds of London
Type/size of preferred accounts: Architects,interior designers, landscape architects, golf course architects,engineers, surveyors. 
Special coverage features: Contractors pollutionliability and technology; defense outside of limits option; firstdollar defense; worldwide coverage; automatic renewals; mediationcredit; premium installment plans; specific project excesslimits. 
Policies written: Practice policies.
Coverage available for: Sole practitioners,part-time practitioners, joint ventures, design-build work,construction management, prior acts, pollution exposures.
Length of ERP: Up to 5 years.
Limits: $5 million per claim and $5 million peraggregate.
Minimum premium: $1,400.
Coverage available in: All states except AK,HI.
For more information: All Risks Ltd.; Tom Lynch,610-232-0300 x203, [email protected]; Sue Harker, 630-777-9658,[email protected]; Bill Webb, 610-232-0300 x225,[email protected]; www.allrisks.com.

AmWINS Group Inc.
Insurer(s): AmWINS Group, Inc.
Type/size of preferred accounts: All sizes.
Special coverage features: We consider all classesincluding: specific job excess policies, owners protective,admitted and non admitted.
Policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners, jointventures, design-build work, construction management, prior acts,pollution exposures.
Length of ERP: Up to 6 years
Limits: $100 million per claim and $100 millionper aggregate.
Minimum premium: $5,000.
Coverage available in: All states.
For more information: AmWINS Group Inc.; DavidLewison, 212-858-8975, [email protected]; www.amwins.com.

Atlantic Risk Specialists Inc.
Insurer(s): Various admitted andnon-admitted “A+” rated carriers.
Types/size of preferred accounts: From individualsto large firms. Special coverage features: Available nationwide,worldwide territory, duty to defend, defense costs outside thelimits, two-year policies, incidental pollution coverage, severalextended reporting period options, aggregate deductible provisions,innocent insured protection.
Coverage available in: All states except HI, LA.Types of policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners, jointventures, design-build work, construction management, prior acts,pollution exposures.
Length of ERP: Several options available. Limits:$10 million per claim and $10 million per aggregate.
Minimum premium: $2,500.
For more information: Atlantic Risk SpecialistsInc.; Jennifer Dumont, 201-258-5640, [email protected]; www.arspecialists.com.

AXIS InsuranceCo.
Insurer(s): AXIS Insurance Co.,AXIS Surplus Insurance Co.
Type/size of preferred accounts: Architects,engineers, surveyors, landscape architects, interior designers,construction managers, design/build firms, LEEDs designers,planners and design consultants to the building and constructionindustry with annual gross revenues of $250,000 or more.Contractors and environmental firms pollution, professional and GLproducts also available.
Special coverage features: Short inclusive formwith no hammer clause. First dollar, shared expense, cpl available,mediation credit, contract reviews. Highly experienced underwritingand claims professionals. Primary and excess coverage.
Policies written: Practice policies, projectpolicies.
Coverage available for: Joint ventures,design-build work, construction management, prior acts, pollutionexposures.
Length of ERP: The policy includes a 60-dayextended reporting period. 1, 2 and 3 years optional tail coverageavailable per the policy terms.
Limits: $25 million per claim and $25 million peraggregate.
Minimum premium: $2,500
Coverage available in: All States.
For more information: Lorna Parsons, AXISInsurance, 908-673-2963, [email protected],www.axiscapital.com.

Boston Insurance Brokerage Inc.
Insurer(s): Multiple “A” rated carriers.
Type/size of preferred accounts: All.
Special coverage features: Ability to place U.S.and internationally based policies.
Policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners, part-timepractitioners, “moonlighters,” joint ventures, design-build work,construction management, prior acts, pollution exposures.
Length of ERP: 1 to 6 years.
Limits: $20 million per claim and $20 million peraggregate.
Minimum premium: $2, 000.
Coverage available in: All states.
For more information: Boston Insurance BrokerageInc.; Nick Creatore, 617-556-7032, [email protected]; Jim Seward,617-556-7034, [email protected]; Laura Marrone,617-556-7059, [email protected]; www.bostonbrokerage.com.

Burns & Wilcox
Insurer(s): More than 25 markets.
Type/size of preferred accounts: Varies bymarket.
Special coverage features: A market for every typeof risk.
Policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners,part-time practitioners, joint ventures, design-build work,construction management, prior acts, pollution exposures.
Length of ERP: No limit.
Limits: $5 million per claim and $5 million peraggregate.
Minimum premium: Varies by insuring company.
Coverage available in: All states.
For more information: Burns & Wilcox; DavidDerigiotis, 248-539-6041, [email protected]; Jan Lewis,817-607-7163, [email protected]; www.burnsandwilcox.com.

CB Malaga Insurance Services LLC
Insurer(s): Various carriers rated “A –” orbetter.
Coverage available in: AR,AZ,CA,CO,CT, IA, IL, IN,KS, LA,MD, MI, MN, MO, NC, NE, NJ, NY, OH, OR, PA, TN,TX, UT, WA, WI, WY.
Policies written: Practicepolicies, project policies.
For more information: CB Malaga Insurance Service LLC,877-245-5887, www.cbspecialty.com.

Crump Insurance Services Inc.
Insurer(s): Various.
Special coverage features: Eligible classes:architects, mechanical/electrical/hvac/civil engineers,acoustic/interior design, construction management and landsurveyors. Program parameters: $2,000,000 layer limit, minimumpremium $5,000, retentions as low as $10,000 and fees of $100,000and above. Ineligible classes: firms that specialize in structuralengineering, petro/chemical engineering, marine engineering andenvironmental engineers.
Policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners,part-time practitioners, “moonlighters,” joint ventures,design-build work, construction management, prior acts, pollutionexposures.
Length of ERP: 1 to 6 years.
Limits: $20 million per claim and $20 million peraggregate
Minimum premium: $2,000.
Coverage available in: All states.
For more information: Crump Insurance ServicesInc.; Marketing, 877-247-9772, [email protected]; www.crumpins.com.

Executive Perils Inc.
Insurer(s): Multiple admitted and non-admittedcarriers.
Type/size of preferred accounts: All.
Policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners,part-time practitioners, “moonlighters,” joint ventures,design-build work, construction management, prior acts, pollutionexposures.
Length of ERP: Varies.
Limits: $20 million per claim and $20 million peraggregate.
Minimum premium: Varies by carrier and risk.
Coverage available in: All states.
For more information:  Damien Magnuson,Executive Perils Inc. 310-444-9333 x145, [email protected]. www.eperils.com.

HCC Specialty
Insurer(s): U.S. Specialty Insurance Co., HoustonCasualty Co.
Type/size of preferred accounts: Generally under$15 million in professional fees.
Special coverage features: HCC Specialty (formerlyRA&MCO), located in Concord, Calif.,  and Mt. Kisco,N.Y., is one of the nation's leading insurers of design andconsulting professionals. Our carriers are A.M. best rated “A+” andwe are accessed through a nationwide network of independentinsurance brokers.
Policies written: Practice policies.
Coverage available for: Sole practitioners,part-time practitioners, joint ventures, design-build work,construction management, prior acts, pollution exposures.
Length of ERP: 36 months.
Limits: $5 million per claim and $5 millionaggregate.
Minimum premium: $2,500.
Coverage available in: All states.
For more information: HCC Specialty, Steve Hansen, Concord location, 925-685-1600, [email protected], Jeff Desrosiers, Mt. Kisco location,914-241-8900, [email protected], www.hccspecialty.com. 

Insight Insurance Services Inc.
Insurer(s): Argonaut Insurance Co., ColonySpecialty Insurance Co.
Type/size of preferred accounts: Full-time andpart-time practices up to $25 million in annual revenues;architects, landscape architects, interior designers, golf coursearchitects, civil engineers, electrical engineers, HVAC Engineers,mechanical engineers, communication engineers, acousticalengineers, traffic engineers, structural engineers, processengineers, forensic engineers, CADD firms, constructionmanagers.
Special coverage features: Options for defenseoutside limit coverage and first dollar defense deductibles; freefinancing for premiums over $10,000; toll-free hotline forpre-claims assistance and contract review.
Policies written: Practice policies.
Coverage available for: Sole practitioners,part-time practitioners, “moonlighters,” joint ventures,design-build work, construction management, prior acts.
Length of ERP: 1, 3 or 5 years.
Limits: $10 millions per claim and $10 million peraggregate.
Minimum premium: $1,400.
Coverage available in: All states except AK, CT,HI, NY.
For more information:  Sue Harker,Insight Insurance Services Inc., 800-447-4626, [email protected]; www.insightinsurance.com.

John P. Anthony Agency LLC
Types/size of preferred accounts: Small-to-largeelectrical, mechanical, civil, environmental, structural and otherengineers and architects.
Special coverage features: Broad named insured,deductible premium reduction for mediation. Contingent bodilyinjury coverage available.
Coverage available in: NJ, PA.
Types of policies written: Practice policies,project policies.
Coverage available for: Sole practitioners, jointventures, design-build work, construction management, prior acts,pollution exposures, contractors' pollution liability, technologyprofessional services.
Limits: $25 million per claim and $25million per aggregate.
Minimum premium: $2,500.
For more information: John P. Anthony, John P.Anthony Agency LLC , 1200 S. Church St., #1, Mt. Laurel, NJ 08054.856-638-0700. Fax: 856-638-0069. [email protected].  www.jpanthonyinsurance.com.

NIF Pro/a division of NIF Group
Insurer(s): All carriers rated “A” orbetter.
Types/size of preferred accounts: Large and small,from sole practitioner to large firm.
Special coverage features: First-dollardefense.
Types of policies written: Practice policies,project policies.
Coverage available for: Sole practitioners, jointventures, design-build work, construction management, prior acts,pollution exposures.
Length of ERP: Unlimited.
Limits: $10 million to $20 million perclaim.
Minimum premium: $2,500.
Coverage available in: All states.
For more information: David Vicari, NIF GroupInc./NIF Pro, 516-365-7440, [email protected]; www.nifgroup.com.

Peachtree Special Risk Brokers
Insurer(s): Over 25 markets. Both admitted andnon-admitted
Type/size of preferred accounts: $100 in revenueand up.
Special coverage features: Mold/organic growthsub-limit; conditional return of premium enhancement, aggregateretentions, defense outside, punitive damages, final adjudicationwording, ADA coverage, OSHA coverage, FHA coverage.
Policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners,part-time practitioners, “moonlighters,” joint ventures,design-build work, construction management, prior acts, pollutionexposures.
Length of ERP: Up to 6 years in some cases.
Limits: $25 million per claim and $25 million peraggregate.
Minimum premium: $1,000
Coverage available in:All States
For more information: Jake Brodhead, PeachtreeSpecial Risk Broker, 404-234-4480, [email protected]. www.psrllc.com.

Professional Liability Insurance Services Inc. –Wholesale Division
Insurer(s): Multiple markets.
Type/size of preferred accounts: Multiple optionsdepending on market.
Policies written: Practice policies.
Coverage available for: Sole practitioners,design-build work, construction management, prior acts, pollutionexposures.
Length of ERP: Depends on policy.
Limits: Varies based on areas of practice andrevenue per claim and varies based on areas of practice and revenueper aggregate.
Minimum premium: Varies based on areas ofpractice.
Coverage available in: All states except AZ, FL,NM, WY.
For more information: Professional LiabilityInsurance Services Inc.-Wholesale Division; PLIS Wholesale Team,800-713-9473, [email protected]; www.pliswholesale.com.

Quaker Special Risk
Insurer(s): ACE, Admiral, Beazley, Evanston,Ironshore, Kinsale, Landmark American, Lexington, Lloyd's, Maxum,Starr Surplus, Travelers, Zurich.
Type/size of preferred accounts: Any size.
Policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners,part-time practitioners, moonlighters, joint ventures, design-buildwork, construction management, prior acts, pollutionexposures.
Length of ERP: Varies.
Limits: $10 million per claim and $10 millionaggregate.
Minimum premium: $3,500.
Coverage available in: All states.
For more information: Frank Walsh, Quaker SpecialRisk, 800-447-4180, [email protected], www.qsr-insurance.com.

Russell Bond & Co. Inc.
Insurer(s): Various rated “A-“ or better.
Type/size of preferred accounts: All typesincluding sole proprietor with no maximum size limitations.
Special coverage features: Reduced deductible forpre-litigation settlement, no pollution exclusion, broad definitionof insured.
Policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners,part-time practitioners, moonlighters, joint ventures, design-buildwork, construction management, prior acts, pollutionexposures.
Length of ERP: 3 years typical.
Limits: $10 million per claim and $10 millionaggregate.
Minimum premium: $1,500.
Coverage available in: AL, AZ, CA, CO, CT, DE, FL,GA, IA, IL, IN, KY, LA, MA, MD, ME, MI, MN, MS, NC, NE, NH, NJ, NM,NV, NY, OH, PA, RI, SC, TN, TX, VA, VT, WA, WI, DC.
For more information: Jackie Oddo, Russell Bond& Co. Inc., 800-333-7226 x161, [email protected],  www.russellbond.com.

S.H. Smith & Co. Inc.
Insurer(s): Admiral, Axis, Beazley,CNA, Endurance, Evanston, Lloyd's, Maxum, One Beacon RSUI,Zurich.
Type/size of preferred accounts: Civil, mechanicaland structural. Coverage available for all size accounts.
Special coverage features: Ability to offeradmitted paper, first dollar defense and defense outside the limiton a case by case basis.
Policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners,design-build work, construction management, prior acts, pollutionexposures.
Limits: $10 million per claim and $10 millionaggregate.
Minimum premium: $1,500.
Coverage available in: All states.
For more information: Mark Mullarkey, S.H. Smith& Co. Inc., 860-656-1259, [email protected], www.shsmith.com.

Southwest Business Insurance
Insurer(s): 15 companies.
Type/size of preferred accounts: Any size.
Special coverage features: Fastunderwriting.
Policies written: Practice policies, project policies.
Coverage available for: Sole practitioners, part-timepractitioners, “moonlighters,” joint ventures, design-build work,construction management, prior acts, pollution exposures.
Length of ERP: 1 to 6 years.
Limits: $20 million per claim and $20 million peraggregate.
Minimum premium: $2,000.
Coverage available in: AZ, CA, CO, GA, TX.
For more information: Southwest BusinessInsurance; 512-275-3827, [email protected]; www.sbcia.com.

Valley Forge Insurance Brokerage
Insurer(s): General Star, PIA.
Type/size of preferred accounts: Minimum premium$1,500.
Policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners,moonlighters, joint ventures, design-build work, constructionmanagement, prior acts, pollution exposures.
Minimum premium: $1,500.
Coverage available in: All states.
For more information: Debbie Martin, Valley ForgeInsurance Brokers, 866-516-1776, [email protected], www.vfib.com.

Victor O. Schinnerer & Co. Inc.
Insurer(s): CNA
Type/size of preferred accounts: Architects,engineers, surveyors, landscape architects, environmentalconsultants and miscellaneous construction industryconsultants.
Special coverage features: 5% premium credit forAIA/NSPE members, rating based off 12- months billings prior torenewal, multi-year policies for eligible small accounts, cyberliability endorsement available.
Policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners,part-time practitioners, joint ventures, design-build work,construction management, prior acts, pollution exposures.
Length of ERP: 1, 3 or 5 years.
Limits: $20 million per claim and $20 million peraggregate.
Minimum premium: $1,000- varies by program.
Coverage available in: All states.
For more information: Victor O. Schinnerer &Co. Inc.; Vanessa Cole, 301-951-5455, [email protected]; Kathy Curry, 301-951-6927,[email protected]; Michelle Wynne,301-961-9832, [email protected]; www.Schinnerer.com.

Worldwide Facilities Inc.
Insurer(s): Ace, Admiral, Arch, Beazley, CapitolSpecialty, Evanston Insurance Co., Everest, General Star, Hiscox,Houston Casualty, Landmark American, Lexington, Lloyds of London,Maxum, National Union, State National, Travelers, Tudor,Zurich. 
Type/size of preferred accounts: All sizes.
Special coverage features: Higher and excesslimits available, admitted and “A”-rated paper, contingentBI/PD.
Policies written: Practice policies, projectpolicies.
Coverage available for: Sole practitioners,part-time practitioners, “moonlighters,” joint ventures,design-build work, construction management, prior acts, pollutionexposures.
Length of ERP: Various.
Limits: $5 million per claim and $5 million peraggregate.
Minimum premium: Varies.
Coverage available in: All states.
For more information: Worldwide Facilities Inc.;Kristina Mason, 213-236-4500, [email protected]; www.WWFI.com.