All RisksLtd.
Insurer(s): Various rated “A-”or better.
Type and size of desired contractor accounts: Alltypes and sizes.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installation floaters, owners' andcontractors' protective liability, workers' compensation insurance,excess, wrap ups, pollution wrap ups, railroad protectiveliability, OCP's, discontinued completed ops.
Special coverage features: Practice policies,project specific policies.
Eligible risks: Design/build risks, jointventures, wrap ups, residential contractors.
Coverage available in: All states.
For more information: Hollie Hobbie Degutis, AllRisks Ltd. 10150 York Road, Fifth floor, Hunt Valley, MD 21030.800-366-5810. Fax: 410-828-8179. [email protected], www.allrisks.com.

AmWINS Group Inc.
Insurer(s): Various.
Type and size of desired contractor accounts: Alltypes especially non-standard projects of any size.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installation floaters, owners' andcontractors' protective liability, workers' compensationinsurance.
Eligible risks: Design/build risks, jointventures, wrap-ups, residential contractors, Coastal andCatastrophe driven property and liability risks.
Coverage available in: All states.
For more information: Leslie McNeice, AmWINS GroupInc. 704-749-2891. Fax: 704-943-9000. [email protected]. www.amwins.com.

Atlantic Risk Specialists Inc.
Insurer(s): Various “A” rated carriers.
Type and size of desired contractor accounts:Residential, commercial, industrial, environmental – MP of $25,000and more.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installation floaters, owners' andcontractors' protective liability.
Special coverage features: Able to quote relatedlines, as well.
Eligible risks: Design/build risks, jointventures, wrap ups, residential contractors.
Coverage available in: All states.
For more information: Jennifer Dumont, AtlanticRisk Specialists Inc. One International Boulevard, Ste. 350,Mahwah, NJ 07495. 941-870-3125. Fax: 201-661-7816. [email protected],www.arspecialists.com.

Beacon Hill Assocs.
Insurer(s): Carriers rated “A” or better.
Type and size of desired contractor accounts: Allaccount sizes; most commonly accessing coverage for accounts withpolicy limits of $1 million or greater.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,owners' and contractors' protective liability, workers'compensation insurance, environmental coverage.
Special coverage features: Many coverageenhancements available.
Eligible risks: Design/build risks, jointventures, wrap ups, residential contractors. 
Coverage available in: All states. For moreinformation: Bill Pritchard, Beacon Hill Assocs., P.O. Box 1532,Charlottesville, VA 22902. 800-596-2156. Fax: 434-979-8964.[email protected]. http://www.b-h-a.com/.

Burns & Wilcox
Insurer(s): More than 30 “A” rated carriers.
Type and size of desired contractor accounts: Alltypes and sizes.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installation equipment floaters,owners' and contractors' protective liability.
Special coverage features: Many coverageextensions available.
Eligible risks: Design/build risks, jointventures, wrap-ups, residential contractors.
Coverage available in: All states.
For more information: Burns & Wilcox, 220Kaufman Financial Center, 30833 Northwestern Highway, FarmingtonHills, MI 48334. 800-521-1918. www.burnsandwilcox.com.

Continental/Marmorstein & Malone
Insurer(s): Western World Insurance Co., EssexInsurance Co., Nautilus Insurance Co., Northfields Insurance Co.,American Empire Insurance Co., Admiral Insurance Co., ColonyInsurance Co., Liberty International Underwriters, Crum &Forster.
Type and size of desired contractor accounts: All typesand sizes.
Products offered: General liability, contractors'pollution liability, builders' risk, contractors' equipmentfloaters, installation floaters, owners' and contractors'protective liability, completed operations construction coverage,wrap ups.
Eligible risks: Design/build risks, jointventures, wrap ups, residential contractors.
Coverage available in: CT, DE, NJ, NY andPA.
For more information: Bill Malone,Continental/Marmorstein & Malone. 201-261-5100. Fax:201-261-8922. [email protected], www.ca-group.com.

Crump InsuranceServices
Insurer(s): Various.
Type and size of desired contractor accounts: Alltypes and sizes
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installationfloaters, workers' compensation insurance.
Eligible risks: Design/build risks, jointventures, wrap ups, residential contractors. 
Coverage available in: All states.
For more information: Marketing, Crump InsuranceServices, 158 No Harbor City Blvd., Melbourne, FL 32935.877-247-9772. [email protected], www.crumpins.com.

Crusader Insurance Co./Unifax Insurance SystemsInc.
Insurer(s): Crusader Insurance Co.
Type and size of desired contractor accounts:Various up to $1 million annual gross receipts.
Products offered: General liability.
Eligible risks: Residential contractors.
Coverage available in: CA.
For more information: David Klayman, CrusaderInsurance Co. 23251 Mulholland Drive, Woodland Hills, CA 91364.818-591-9800 x312. Fax: 818-591-9856. [email protected],www.crusaderinsurance.com.

Executive Perils Inc.
Insurer(s): Various.
Type and size of desired contractor accounts:Varies by carrier.
Products offered: Professional liability,contractors' pollution liability.
Special coverage features: We have access toseveral markets that provide a variety of coverages. Contractors,construction managers, pollution and more.
Eligible risks: Design/build risks, jointventures, residential contractors.
Coverage available in: All states.
For more information: Damien Magnuson, ExecutivePerils Inc. 11845 W. Olympic Blvd. #750, Los Angeles, CA 90064.310-444-9333 x145. Fax: 310-444-9355. [email protected], www.eperils.com.

HCC Specialty
Insurer(s): Houston Casualty Co.
Type and size of desired contractor accounts: $100million and below in gross revenues.
Products offered: Professional liability.
Eligible risks: Design/build risks, jointventures.
Coverage available in: All states.
For more information: Steve Hansen, HCC Specialty,2300 Clayton Road Ste. 1100, Concord, CA 94520. 925-685-1600. Fax:925-685-1750. [email protected], www.hccspecialty.com.

Insurance Innovators Inc.
Insurer(s): Various.
Type and size of desired contractor accounts: Allsizes.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installation floaters, owners' andcontractors' protective liability, crane operators, firesuppression contractors, alarm contractors, demolition contractors,hazardous materials remediation contractors.
Eligible risks: Design/build risks, jointventures, wrap ups, residential contractors.
Coverage available in: All states except AK andHI.
For more information: NickCroce (Pa.), 800-523-6422, [email protected]; Patty Benson(N.J.), 888-975-4637, Fax: 732-752-5677, [email protected]; Brenda Labrie(New England), 800-332-3847, Fax: 413-731-7403, [email protected]. InsuranceInnovators Inc. 130 S. Easton Road, Glenside, PA 19038. www.iiigroup.com.

J.M. Wilson
Insurer(s): Gotham, National Fire & Marine,Nautilus, Penn-Star, Burlington, Essex, Omega, Capitol Specialty,Max Specialty & Scottsdale.
Type and size of desired contractor accounts: Froma one-man operation to large general contracting firms. Productsoffered: General liability, contractors' pollution liability,builders' risk, contractors' equipment floaters, installationfloaters, contract surety bonds, owners' and contractors'protective liability.
Special coverage features: Can consider blanketwaivers/subrogation forms for additional insured, per projectaggregates, property damage extension or E&O for certainclasses, increased limits and online rating for many artisanclasses.
Eligible risks: Joint ventures, residentialcontractors.
Coverage available in: AL, AR, GA, IA, IL, IN, KS,KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI and WV.
For more information: Cathy Baldwin, J.M. Wilson,8036 Moorsbridge Road, Portage, MI 49024. 800-282-8113. Fax:269-327-2620. [email protected], http://www.jimwilson.com.

Jimcor Agencies
Insurer(s): Various in-house binding authorities andbrokerage facilities.
Type and size of desired contractor accounts: Allpremium levels.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installation floaters, owners' andcontractors' protective liability, workers' compensationinsurance.
Special coverage features: Coverages available areprimary wording, blanket additional insured and action over.
Eligible risks: Design/build risks, jointventures, wrap ups, residential contractors.
Coverage available in: CT, DE, FL, MA, MD, ME, NH,NJ, NY, OH, PA, RI and VA.
For more information: Elmer Rivera, JimcorAgencies. 125 E. Bethpage Road Ste. 3, Plainview, NY 11803.631-531-9595. Fax: 631-531-9696. [email protected], www.jimcor.com.

Johannes/Stoermer Co.
Insurer(s): Atlantic Casualty, Capitol Indemnity,Catlin Specialty Ins. Co., Century Surety Company, Markel,Montpelier US, Penn America and Western Heritage InsuranceCo.
Type and size of desired contractor accounts: Anytype and size.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installation floaters, owners' andcontractors' protective liability.
Eligible risks: Joint ventures,residential contractors. 
Coverage available in: IN, KY, OH.
For more information: Kim Barnett,Johannes/Stoermer Co., 6238 Far Hills Ave., Dayton, OH 45459.800-333-7394 x120. [email protected], www.stoermerco.com.

Metcom Excess
Insurer(s): Various.
Type and size of desired contractor accounts: Allsizes.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installation floaters, owners' andcontractors' protective liability.
Special coverage features: Project specific excessand umbrella.
Eligible risks: Design/build risks, jointventures, residential contractors. 
Coverage available in: NJ, NY, PA.
For more information: Roseann Bonastia, MetcomExcess, P.O. Box 90, Ridgefield Park, NJ 07660. 800-521-1717 x330.[email protected].http://www.metcomexcess.com/.

NIF Group
Insurer(s): Various “A” rated carriers.
Type and size of desired contractor accounts: Anysize startups to multimillion dollar premiums.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installation floaters, owners' andcontractors' protective liability.
Special coverage features: Per project aggregateand more.
Eligible risks: Design/build risks, jointventures, wrap ups, residential contractors. 
Coverage available in: All states.
For more information: Nancy Williams, NIF Group,30 Park Ave., Manhasset, NY 11030. 516-365-7440. Fax: 516-365-7392.[email protected].www.nifgroup.com. 

NIF Insurance Service of California
Insurer(s): Praetorian Insurance Co.
Type and size of desired contractor accounts:Artisan contractors as small as owner-only with no limit as to sizeof account.
Products offered: Generalliability, contractors' pollution liability, builders'risk, contractors' equipment floaters, workers'compensation insurance, package, monocline auto and/or GL.
Special coverage features:“Pay-as-you-go” billing. Available for both residentialand commercial jobs; primary wording, waiver of subrogation and perproject aggregate included at no additional cost. Occurance formwtih no prior work exclusion in most situations. 
Eligible risks: Residential contractors.
Coverage available in: AZ, CA, NV and TX.
For more information: George Hill, NIF InsuranceService of California. 455 University Avenue Ste. 100, Sacramento,CA 95825. 916-566-1000 x7102. Fax: 916-567-8977. [email protected], www.nifgroup.com.

North Island Facilities
Insurer(s): Valiant Insurance Co.
Type and size of desired contractor accounts:$5,000 to $50,000.
Products offered: General liability, owners' andcontractors' protective liability.
Special coverage features: Blanket additionalinsured CG2033 and CG2037, blanket waiver, primary wording andper-project aggregate.
Eligible risks: Design/build risks, residentialcontractors.
Coverage available in: CT, NJ, NY and PA.
For more information: Steven Rodriguez, NorthIsland Facilities. 30 Park Ave. Manhasset, NY 11020. 516-365-7440.Fax: 516-869-8549. [email protected],www.nifgroup.com.

PDI
Insurer(s): PDI.
Type and size of desired contractor accounts: Allcontractors that have a design or construction managementexposure.
Products offered: Professional liability,contractors' pollution liability.
Eligible risks: Design/build risks, jointventures, wrap ups.
Coverage available in: All states.
For more information: Terry Lee, PDI. P.O. Box501130, Indianapolis, IN 46250. 317-570-6945. [email protected], www.pdiins.com.

Peachtree Special Risk Brokers
Insurer(s): Multiple carriers rated “A-“ or better.
Type and size of desired contractor accounts:$10,000 minimum premium.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installation floaters, owners' andcontractors' protective liability, excess and umbrella.
Special coverage features: Also have a craneprogram.
Eligible risks: Design/build risks, jointventures, wrap ups, residential contractors. 
Coverage available in: All states.
For more information: David T. O'Keefe, PeachtreeSpecial Risk Brokers, 3525 Piedmont Road NE, Bldg 5, Ste 415,Atlanta, GA 30305. 404-649-7864. [email protected]. http://www.psrllc.com/.

Philadelphia Insurance Cos.
Insurer(s): Philadelphia Insurance Co.
Type and size of desired contractor accounts:General contractors, construction managers, mechanical contractors,trade contractors, street and road, water and sewer and otherspecialty contractors. Total revenue of $5 million to $500million.
Products offered: Contractor environmentalcoverage, contractor environmental and professional coverage.
Special coverage features: Mold, waste disposalliability, premise environmental coverage, transportationenvironmental liability, 'midnight dumping' coverage, projectpolicies (pollution only) or practice policies.
Coverage available in: All states except LA.
For more information: Susan Doering, PhiladelphiaInsurance Cos, One Bala Plaza Ste. 100, Bala Cynwyd, PA 19004.610-206-7822. [email protected], www.phly.com.

Pioneer Programs Insurance Solutions LLC
Insurer(s): First Mercury Insurance Co., AIX SpecialtyInsurance Co.
Type and size of desired contractoraccounts:  Takeover wrap-up and specialty GL forcontractors: starting at $70,000 minimum; limits up to $2M/$2M/2M.SIR starting at $25,000. Commercial & residential generalcontractors: $25,000 minimum premium, commercial subcontractors:$50,000 minimum premium. SIR starting at $10,000.; contractorscommercial & residential wrap-up: $50,000 minimum premium.Limits on all up to $2M/2M/2M. SIR at$25,000.  Project Specific policies with minimumpremiums of $35,000, Limits up to $2M/$2M/$2M, SIR at$10,000.
Products offered: General liability.
Special coverage features: The takeover program isdesigned to cover the GL for projects that have been taken over bya bank or other entity with the construction having begun but theproject is incomplete. The program can design coverage for thoseprojects that were covered under another policy but had a close ofescrow clause and the policies were not sold at the end of thatpolicy; and wrap projects that were covered by a captive or otheralternative risk financing product that wish to transfer that riskto a third party.
Eligible risks: Wrap-ups, residentialcontractors.
Coverage available in: All states except DE, IA,ME, MN, NJ, RI, VA, VT.
For more information contact: Aleck J. Roberts,Pioneer Programs Insurance Solutions LLC, 201 South Lake Avenue,Suite 802, Pasadena, CA 91101. 626-696-3040. Fax: 626-628-3713.[email protected].

S.H. Smith & Co. Inc.
Insurer(s): Various “A” rated carriers.
Type and size of desired contractor accounts: Alltypes and sizes.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installation floaters, owners' andcontractors' protective liability, workers' compensationinsurance.
Eligible risks: Design/build risks, jointventures, wrap ups, residential contractors. 
Coverage available in: All states.
For more information: S.H. Smith & Co. Inc.,20 Church Street, Ste 1500, Hartford, CT 06103. 800-656-1270.Joshua O'Neill,  [email protected];Edward Martindale, [email protected].http://www.shsmith.com/.

Swett & Crawford
Insurer(s): More than 50.
Type and size of desired contractor accounts:$25,000 premium.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installation floaters, owners' andcontractors' protective liability, workers' compensation insurance,contractors' auto fleets. Special coverage features:
Eligible risks: Design/build risks, jointventures, wrap ups, residential contractors. 
Coverage available in: All states.
For more information: Bob Greenebaum, Swett &Crawford, 1 N Franklin St., Chicago IL 60606. 312-442-4100.[email protected],www.swett.com.

Trinity Managers International Inc.
Insurer(s): Various.
Type and size of desired contractor accounts:$25,000.
Products offered: Professional liability,contractors' pollution liability.
Special coverage features: Project specific andpractice policies.
Eligible risks: Design/build risks, jointventures.
Coverage available in: All states.
For more information: Barry Rothenberg, TrinityManagers International Inc., 111 Broadway 7th floor, New York, NY10006. 212-766-7000. Fax: 212-766-7009. [email protected].

United Brokers Insurance
Insurer(s): Colony Insurance Co., Markel InsuranceCo., Penn-Star Insurance Co., United States Liability InsuranceCo., Scottsdale Insurance Co.
Type and size of desired contractor accounts:Artisan/trade contractors, carpentry, driveway/parking lot paving,heating and air, insulation, lawn care, plumbing and treetrimming.
Products offered: General liability, professionalliability, contractors' pollution liability, builders' risk,contractors' equipment floaters, installation floaters.
Special coverage features: We can cover themajority of the states, up to $500,000 annual payroll, up to $1million in annual sales.
Eligible risks: Design/build risks, jointventures, residential contractors.
Coverage available in: All states.
For more information: Tammy Ross, United BrokersInsurance. 3216 Ballurd Lane, New Albany, IN 47150. 800-444-4824.[email protected], www.ubinc.com.