The news of Osama bin Laden's death hadPropertyCasualty360.com's reporters busy this morning as weanalyzed all sorts of impacts for risk managers, brokers, andinsurers.

Changes in terror risk levels, advances in intelligence used totrack down terrorists, and implications for the terrorism insurancemarket are among the items we began reporting about in the wake ofPresident Obama's announcement late last night.

At the same time, industry sources are pulling together factsand figures about insured property losses from various terror actsattributed to bin Laden or the Al Qaeda movement.

But for many of us who were involved in the insurance industry10 years ago on a terrible day in September, the real impact cannever be measured in claims dollars, and the most profound messageshave little to do with risk management advice.

Instead, we remember the loss of more than 500 lives from acommunity of brokers and insurers. And some of our readers rememberbeing in or near the twin towers on Sept. 11, 2001.

Whether you are an insurance buyer or seller, your firstresponse to the president's Sunday night announcement probably hadlittle to do with either of those two functions. We invite you toshare your initial reactions and more measured thoughts today byresponding to this blog post.

How did you feel when you heard the news? What do you rememberabout the day of the attacks and the people we lost? What stillneeds to be done to help the families of victims and survivors inour insurance industry community?