By Ron Agypt, vice president of market development and broker sales, U.S., Aflac

Now that healthcare reform is a reality, most business decision-makers are assessing what the Patient Protection and Affordable Care Act (PPACA), commonly known as healthcare reform, means for their organizations. That assessment has become a daunting challenge, impacting companies of all sizes in every industry.

Although some aspects of the new law are already in effect and must be complied with now, most of the law will be phased in over the next several years, and the regulations to implement those parts of the law may not be published for some time. Facing so much uncertainty, developing a long-term plan to comply with the law and manage healthcare costs can be a cumbersome and overwhelming task, even for the best business decision-makers.

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