Zurich announced that the specialty products healthcare practice has upgraded its healthcare primary policy to respond to the wide variety of risks that medical facilities face in today's world.
|The healthcare primary policy provides:
|- Professional liability coverage for liability arising out of patient injuries/suffering caused by medical acts or omissions of the professional staff;
- General liability coverage for liability arising out of daily facility operations, including bodily injury, property damage and more; and
- Crisis management coverage providing expense reimbursement for:
- Disinfection events
- Evacuation events
- Public relations events and legal, security and counseling expenses, if needed, for workplace violence incidents
The refreshed policy also offers the following valuable coverage enhancements for:
|- All forms of abusive acts, including sexual abuse and molestation, which is built directly into the base form
- The administration of human clinical trials within facilities
- Global insurance coverage, regardless of where claims are brought and subject to U.S. Trade Sanctions Laws
- Defense costs for administrative expenses, such as attorney fees and all other reasonable investigation expenses
- Insured choice of counsel (available to qualified customers)
- Built-in subpoena sublimit for legal counsel assistance in document production and preparation for sworn testimonies
- Good samaritan acts
- Teaching/proctoring
- Mental anguish.
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