Mike Sciol?, CIO of IFG Companies

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Social networking. Social networking is an outstandingdistribution channel and marketing tool, but its value in an IToperation stops at Web 2.0 functionality.

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Karen Pauli, research director, TowerGroup

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There are some areas where it is going to take a long timebefore the insurance industry grabs on to it. Cloud computing isone of those. It has great potential and could be the answer to alot of problems, but the insurance industry, being veryconservative, is going to be late to adopt it.

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