While recent comments by Federal Reserve Chairman Ben Bernanke suggest that the nearly two-year-long recession may be nearing an end, the economic downturn is likely to remain a force behind additional and potentially uninsured risks for a long time.

Even if a company survives the recession relatively unscathed and does not have to materially alter its operations, it still faces two common sources uninsured risks.

o First, key business partners might be affected by the recession, which in turn may impact their ability to fulfill contracts.

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