Fear was the most prevalent topic at the IIABA conference in Washington, with inflation, the deepening recession, federal regulation, health care reform and swine flu among the bogeymen raised.

Indeed, the most popular giveaway in the exhibit area was not the iconic Aflac duck (spiffily dressed in a jacket and tie), but the bottles of hand sanitizer, courtesy of Liberty Mutual, as most folks traded fist bumps rather than shook hands to avoid passing germs.

The biggest concern cited, however, was the fact that Uncle Sam is printing money like there's no tomorrow to jump-start our moribund economy. The CEO panel addressing the Independent Insurance Agents and Brokers of America didn't pull any punches about the possible impact.

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