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The way Tonnie Tolliver told it to the police, he was at a Wisconsin ATM machine when he was the victim of an armed robbery. He told police that he had lost cash and jewelry valued at $5,080. Three days later, he filed a loss with his insurer claiming all his scheduled jewelry — valued at $33,390 — was stolen. The claim was paid.

Sensing a scam, the insurance company's special investigations unit (SIU) contacted the National Insurance Crime Bureau (NICB) and the NICB contacted the local police. The police were investigating the armed robbery, but were unaware of the insurance claim. The police reviewed the camera footage from the ATM and hotel and found that the "robber" was none other than Tolliver's girlfriend. Tolliver was charged and pled guilty to insurance fraud in Milwaukee County, Wis., where he filed the claim. He is now serving an 18-month prison term and faces the possibility of additional jail time for filing a false police report.