More than four in 10 Americans are worried that the economicenvironment can expose their families to crime, according to anationwide survey of 1,000 people conducted by the Chubb Group ofInsurance Cos. Among the findings:

o 41 percent of respondents are concerned about crime againstthemselves and their families based on the economy

o 40 percent are concerned about household contractors'trustworthiness

o 34 percent are concerned about checking the backgrounds oflongtime household help, including babysitters, nannies andcleaning staff

o 25 percent are concerned about taking additional securityprecautions at home

o 8 percent plan to spend more money on these needs

o 39 percent anticipate spending less.

As for home improvements, the survey alsofound:

o 45 percent plan to spend less on home improvements such asrenovations or additions

o 25 percent plan to cut spending on maintenance andrepairs.

Source: 2008 Chubb National Home Protection Survey,www.chubb.com