Fifty-four percent of homeowners do not understand their homeinsurance policies, according to a recent survey byHomeInsurance.com.

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According to HomeInsurance.com, homeowners must understand theircoverage to ensure they are adequately covered in a disaster. Whena homeowner is unaware of their home insurance deductibles they maybe paying to much or inadequately insuring themselves. They alsomay be unaware of replacement value, deductibles, covered lossesand actual coverage.

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For more information, visit www.homeinsurance.com/.

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