In 2007, Florida received a new governor, a new CFO, multiple special sessions and — wonder of wonders — no hurricanes. For a review of how these events impacted the insurance industry and an insider's look at what lies ahead, we asked four of Florida's top experts to reflect and forecast.

Our thanks to Florida Insurance Council (FIC) Executive Vice President Sam Miller; Florida Association of Insurance Agents (FAIA) President and CEO Jeff Grady; Florida Association of Insurance and Financial Advisors (FAIFA) Lobbyist Tim Meenan of Blank & Meenan P.A. in Tallahassee; and Property Casualty Insurers Association of America's (PCI) William Stander for their insights.

Q. What are your organization's top legislative goals this year?

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