A new Web site sponsored by the Insurance Information Institute in New York is offering tips to help small and medium-sized businesses understand their insurance needs, I.I.I. said.
With over seven million small businesses in the U.S., ranging from construction firms to grocery stores to home-based businesses, each one faces the possibility of being wiped out by either a disaster or a lawsuit, said Loretta Worters, I.I.I. vice president.
Moreover, almost all businesses are accountable for the safety of their workers and bear responsibility for injuries suffered on the job. "This resource was designed to help businessowners decide what kinds of insurance they need for their particular business," she said.
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