I invite all readers to respond not only to any items I post,but to one another, thus creating a dialogue with our editors andfellow readers. The following are some instructions and groundrules.

To participate, all you need to do is go to the bottom of anyentry, put down your name, e-mail address and comment, hit“Preview” to look over what you wrote, and then “Post” to have itadded to the thread of the discussion.

As for the ground rules:

–Please be aware that your post might not go “live” immediately,as this is a moderated blog. Sam Friedman or an associate mustreview all potential posts before being “published” online.

–The reason we review posts is to make sure they do not containany inappropriate or libelous language. We encourage controversialremarks, but want to make sure the blog remains within the realm ofgood taste and fair play.

–You are also free to comment on the remarks posted by fellowreaders. The more the merrier as we debate the most pressing issuesfacing the industry.

–You are also invited to comment on any stories that run in ourweekly newsmagazine, or posted on our Web site, which you canaccess by clicking onto www.propertyandcasualtyinsurancenews.com.

–I also urge you to suggest potential subjects to explore in our“Story Leads” category. We are eager to get your feedback on thework we do and could be doing at NU!

Thanks so much for logging on and making this blog a trueinsurance community dialogue. I think of this blog as more of anelectronic town hall meeting than a soapbox lecture, so please postas often as you'd like.