POLLUTION exposures have been growing in significance for years. Yet even in the face of clear need, environmental insurance has not been a coverage insureds have readily accepted. For the agent, this has created a complex problem. How to prioritize environmental coverage? With the list of needed coverages growing longer every day, when does the agent take the time to deal with pollution issues?
In 2005, environmental coverage will become more important than ever-but also more readily available, making this a good time for agents to get more involved in this product line. To help agents grasp the issues and opportunities, this article will review the mold exposure (a recent concern), silica (a new one), recent changes in the environmental market, and the market's likely direction in the year ahead.
Mold: A continuing problem
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