Mold Claims: Agents Options Limited
It is tempting to reach for clich?s when discussing mold, but there is nothing funny about its impact on independent agents struggling to keep up with companies anxious to cut losses and revise their underwriting.
Out of nowhere, it seems, mold has become an increasingly vexing problem for homeowners who discovered this ancient fungus infesting their homes and proving to be toxic in a few cases; for insurers caught with the financial responsibility for remediation; and for agents trying to keep track of underwriting modifications, changing market appetites, rising premiums and then explaining all this to their clients.
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