My homeowners insurance agent is a guy named Gary Sargent, andthe few times I've been to his office it's been a pleasantexperience. Everyone's friendly and helpful, there's never a wait,I get all the information I need-all in all, a good experience.
|I realized how much nicer it is dealing with Gary and his staffto buy insurance than it is dealing with many of the other thingsI've bought in life. Buying a car comes to mind: Pushy salesmen,nonsense trips “to speak to my manager,” and so on.
|Buying insurance, even though I do it rarely, was a betterexperience than buying a lot of other things.
|If it were like buying popcorn at the movies:“Gimme 100,000/300,000 auto coverage.” “You know, for a quartermore you can get the 300/500.”
|Like a kitten at the animal shelter: “I'll takethis E&O policy.” “OK, but there's this nice D&O you mightwant to check out instead. I hate to say so, but if no one takesit, it might be, you know, discontinued.”
|Like football tickets: “Hey, buddy. I got agreat BOP. Nice coverage. Two hundred bucks. C'mon, c'mon, whereyou gonna get a better one?” (Like Bengals tickets: “You need a BOPpolicy? Six bucks! C'mon, take it, willya? Please?”)
|Like a printer cartridge: “I need to add somecars to our fleet coverage.”"Well, do you have the XGK4000 policy,the XGK4000a, or the XGK4001? And did you upgrade thefirmware?”
|Like drive-thru fast food: “I'd like ahomeowners policy with an earthquake rider and extrapersonal-property protection.” “Mxphlghga? Tfblugh dmkrdohpo?”“Sure, supersize it.”
|Like an airline ticket: “I need a policy for myboat.” “That'll be $250 a year.” “I'll be over tomorrow.” “Thenit'll be $500.”
|Like a ride in a NYC cab: “A $250,000 term lifepolicy, and step on it.” “#$%@&!”
|Like a plumber: “This looks great.” “Thanks.That'll be four million dollars.”
Quick Take:
An actuary, an underwriter, and an insurance salesperson areriding in a car. The salesperson has his foot on the gas, theunderwriter has his foot on the brake, and the actuary is lookingout the back window telling them where to go.
|For the comprehensive list of actuary jokes,
visit our site of the month: www.actuarialjokes.com.
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