Collapse Coverage under Homeowners Policy

Collapse Coverage under Homeowners Policy Our insured bought a seasonal residence in Michigan. We insured it on an HO 00 03 10 00. Last winter brought…

Hot Tub and Malfunctioning Pump

We have a client who has an HO3 policy ---- form HO 00 03 04 91 -- Unknown to the insured the hot tub had a malfunction of the pump / heater this winter.…

September 2007 Intro Page

September 2007 Intro Page No. 940 September 4, 2007 Dec Page   The Dec Page this month concludes the discussion of EIFS (exterior insulation and…

California Department Reminds Insurers of Efficient Proximate Cause Doctrine

The California Department of Insurance has issued a bulletin reminding insurers that the doctrine of efficient proximate cause prevails in first party insurance disputes.

July 2012 Dec Page

July 2012 Dec Page   Article of the Month The term "occurrence" appears a number of times in standard liability policies, and disagreement as to…

May 2008 Intro Page

May 2008 Intro Page No. 948 May 1, 2008 Dec Page: The question of the month deals with the motor vehicle, watercraft, and aircraft liability exclusions…

Fraud of the Week: Loss of Power and Spoiled Food

When the power was fine and the food didn't spoil.

Employment Practices Liability PLUS Policy

Employment Practices Liability PLUS PolicyJuly, 2001Travelers Insurance Company1. GENERAL DESCRIPTIONTravelers offer an employment…

CR 04 11 06 22 Guests' Property

CR 04 11 06 22 Guests' Property crime and fidelity endorsement.

CG 21 56 04 13 Exclusion - Funeral Service