The Designated Premises Endorsement
The Designated Premises Endorsement February 9, 2017 Summary: In April 2017 ISO introduced revisions to the CG 21 44 04 17 endorsement, Limitation…
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Wear and Tear Exclusion—Damage to Shower Stall
Our insured owns an apartment complex. We have replacement cost coverage on the commercial property policy with the special causes of loss form attached. Recently…
Read Full ArticleLessees Not Permissive Users
The U.S. District Court for the Southern District of New York ruled that lessees were not permissive users under a lessor's policy in Tokio Marine and…
Read Full ArticlePreparing for the Unthinkable: The Nuclear Exclusion
The war in the Ukraine raises the question of what kind of insurance coverage could apply in the event of a nuclear attack?
Read Full ArticleDebris Removal and Partial Payment
Discusses payment of debris removal before loss is settled.
Read Full ArticleHO 06 63 09 22 Broadened Home-Sharing Host Activities Coverage
Home sharing coverage endorsement for use with the HO 00 03 homeowners form.
Read Full ArticleBusinessowners Cyber, Data Privacy and Electronic Data Endorsements Analyses - Part One
This discusses and analyzes several new and revised ISO endorsements addressing such exposures as silent cyber, electronic data loss, and data privacy issues, endorsements to be effective January 1, 2024.
Read Full ArticleCP 04 15 10 00 Debris Removal Additional Insurance
CP 04 15 10 00 Debris Removal Additional Insurance commercial property endorsement.
Read Full ArticleMortgagee Has No Insurable Interest in Business Income
How insurable interest affects ability to add mortgagee for business income coverage.
Read Full ArticleCommon Policy Provisions PM 00 01 12 02 Contract Analysis
An overview of the Common Policy Provisions form PM 00 01 that provides the basic parameters for many inland marine endorsements. It includes the insuring agreement, exclusions, loss settlement provisions, duties after a loss, and other provisions.
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