Is Betterment Deduction Allowed in Property Damage Claim?
Is Betterment Deduction Allowed in Property Damage Claim? Our insured has a business auto policy and a claim arose recently wherein an employee backed…
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Glass as a Pollutant
Glass as a Pollutant? Q My insured has an indoor swimming pool. Two children collided while swimming and broke their face masks. The glass from the…
Read Full ArticleDamage to Work Exclusion Applies to Packaging Operations?
The insured is a package/shipping store. The store was hired to ship two items via UPS. The insured packaged the items and then shipped the items by…
Read Full ArticleCircular Tracker 9-5-2025
A summary of the ISO Circular for September 5, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleInstallation Coverage Form
Installation Coverage Form ISO Form IH 00 73 May 29, 2015 Summary: The Insurance Services Office (ISO) offers an Installation…
Read Full ArticleInsurance Coverage Q&A: Fences and Builders Risk
When working with a Builders Risk form, are fences covered?
Read Full ArticlePersonal Auto Policy—Part C - Archived Article
Personal Auto Policy—Part C—Archived Article May 2005 Uninsured Motorists Coverage Summary: Part C of the personal auto policy is…
Read Full ArticleCP 14 30 10 12 Outdoor Trees, Shrubs And Plants
Read Full ArticleVicarious Liability Coverage for Insurance under PAP?
Is vicarious liability coverage available under PAP?
Read Full ArticleInjury on Boat Dock—Homeowners or Boatowners
Injury on Boat Dock—Homeowners or Boatowners? We insure a boatowner and another insurer writes the homeowners coverage. To protect his boat from…
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