Expedited Rule Regarding Credit Scoring

The Washington Office of the Insurance Commissioner has issued an expedited rule removing a controversial, temporary order banning the use of credit scoring in the development of premiums for personal lines policies.

Vandalism, Theft, Ensuing Loss

Discusses theft and ensuing damage on dwelling fire policy.

Application of Deductible for Two Close, but Unrelated Losses

Application of Deductible for Two Close, but Unrelated Losses   November 27, 2017   Insured’s policy is the Homeowners 3- Special Form…

Business Income Loss for Separately Insured Building

In separately insured apartment buildings, this questions if the business income loss is reduced to the extent displaced tenants were moved to another building.

CA 04 52 11 20 On-Hook Coverage

Announcing Cannabis in the Workplace Webinar.....

Provides details and registration link for a Cannabis in the Workplace webinar.

The Case of the Felonious Feline

The Case of the Felonious Feline January 8, 2018   A Florida woman is now recovering from serious injuries after a cat jumped into her open car…

Replacement Cost Coverage Requires Aesthetic Matching in Hailstorm Claim, Says Seventh Circuit.

The seventh circuit court of appeals weighs in on the matching debate.

Clean Up Cost Included in Covered Loss

Cleanup Cost Included in Covered Loss January 13, 2011 We insure a pretzel manufacturer. During a recent storm, the insured's building was infested…

PAP Exclusions

PAP Exclusions January 11, 2016 We have an insured with a PP 00 01 personal auto policy who rented his 99 Dodge Ram truck to a construction company…