Workers Compensation Policy does not Respond to Nonoccupational Twenty-Four Hour Coverage

Workers Compensation Policy Does Not Respond to Nonoccupational Twenty-Four Hour Coverage State workers compensation laws require an employer to provide…

Circular Tracker 7-12-2024

A summary of the ISO Circular for July 12, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

Economic Concerns Over COVID-19 Reduced Capacity Orders Don't 'Constitute Force Majeure Events'

The Maine Supreme Judicial Court recently became the first state high court to consider a force majeure clause in COVID-19 litigation, finding it did not preclude a restaurant from paying rent once shutdown orders were amended to limit the number of indoor dining guests allowed in the establishment.

Denial Due to Lack of Maintenance

Denial Due to Lack of Maintenance June 1, 2015 An insured has an old heating system in need of repair. Each year he travels to Florida for a month.…

CR 25 31 03 00 Add Blanket Excess Limit Of Insurance For Specified Joint Insured

CR 25 31 03 00 Add Blanket Excess Limit Of Insurance For Specified Joint Insured, March 2000 Edition

"Sudden and Accidental" Discharge at Issue in California Pollution Case

There was a dispute over whether damages caused by a leak were "sudden and accidental."

Donovan v. State Farm Mut. Auto. Ins. Co.

The Supreme Court of Pennsylvania has ruled that a waiver signed by an insured did not waive the right to aggregate or "stack" the limits of coverage for underinsured benefits between two separate policies of insurance.

Fixtures

Fixtures November 3, 2014 Reviewed and updated by Barry Zalma, Esq., CFE Personal or Real Property?   Summary: The commercial property forms…

CG 20 33 12 19 Additional Insured - Owners, Lessees or Contractors - Automatic Status When Required In Construction Agreement With You

HO 07 51 10 00 Additional Insured - Vendors

Additional Insured - Vendors, October 2000 Edition