Risk Management Checklist

Risk Management Checklist   November 4, 2014   The following checklist has been designed to help identify potential directors and officers…

BP 05 98 01 06 Amendment of Insured Contract Definition

BP 05 98 01 06 Amendment of Insured Contract Definition, January 2006 edition

Blanket Limit on Commercial Property Policy

Our commercial property insured is a condominium complex. When we applied for the policy, we requested a blanket limit on the buildings of $1.3 million.…

Insurance Coverage Q&A: Renovations to New Dwelling after Total Loss of Insured Premises

When an insured relocates after a total loss, whether the insured's renovations to a new home can be considered part of the original loss becomes an issue.

CU 34 22 12 20 Cannabis Exclusion

Termites Did Not Cause a "Collapse" under the Policy in Place

Termites Did Not Cause a "Collapse" under the Policy in Place January 2, 2018 In June of 2017, the Supreme Court of Kentucky…

Vehicles and Combines

Discusses whether a combine is considered a vehicle.

Oklahoma Expands Pilot Launch for Strengthen Oklahoma Homes Program

A discussion of a press release published by the Oklahoma Insurance Department announcing the expansion of the program to include new ZIP codes.

Vandalism or Remodeling?

Vandalism or Remodeling? October 31, 2016 The insured has a CP 00 10 06 07, Causes Of Loss – Special Form. He rented his property to a tenant…

HO 34 02 03 22 Model or Hobby Aircraft Liability Exclusion

The ISO HO 34 02 03 22 Model or Hobby Aircraft Liability Exclusion for the Homeowners form.