The post-COVID health care report card: Which states ranked the highest (and lowest)?

The Commonwealth Fund's annual scorecard shows which states had the top-performing health care systems during the pandemic—and which states didn't.

Overhead and Profit—A Controversial Subject of Property Insurance

An overview of the overhead and profit issue.

CP 14 10 06 95 Additional Covered Property

Circular Tracker 6-24-2025

A summary of the ISO Circular for June 24, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

FC&S Legal Publishes “5 Insurance and Artificial Intelligence Predictions for 2018”

FC&S Legal has published "5 Insurance and Artificial Intelligence Predictions for 2018," originally published on Property Casualty…

Cross Liability, Additional Insureds, and Separation of Insureds

Cross Liability, Additional Insureds,and the Separation of Insureds Q We have a question about cross liability, additional insureds, and the separation…

Insurance Coverage Q&A: Date of Loss or Date of Assessment

When loss assessment language refers to an event, is the event the date of loss, or the date of the assessment?

Autonomous Vehicle Driving Laws by State

A chart of autonomous vehicle laws by state compiled by the IIHS.

Insurance Q&A of the Week: When Limits are Exceeded

When the at-fault party's limits are exceeded and the injured party's carrier also pays out, how are the at-fault party's funds distributed?

BP 16 38 08 24 Designated Project(s) Products/Completed Operations Aggregate Limit

The ISO BP 16 38 08 24 Designated Project(s) Products/Completed Operations Aggregate Limit that can be used with the Businessowners Coverage form.