CA DS 21 10 13 Motor Carrier Declarations

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Legionella Bacteria not a Pollutant

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Insurance Coverage Q&A: Loss Involving Electrical System and Cables

Questions application of coverage for electric cables under Equipment Breakdown form EB 00 20.

CM 00 21 08 08 Camera and Musical Instrument Dealers Coverage Form

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Insurance Coverage Q&A – Business Income Loss during Period of Restoration

Discusses business income loss when some of the months of the period of restoration had loss but others did not.

Structuring Umbrella and Excess Coverage Layers for Catastrophe Protection

An overview of layering coverage for catastrophic protection.

CY 20 17 11 21 Exclusion - Software Infringement

Early Payout and Failure to Preserve Rights Will Leave Carrier Solely Responsible

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Circular Tracker 10-21-25

A summary of the ISO Circular for October 21, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

Will there be a Pandemic Version of TRIA?

Discusses proposed ways to fund the business interruption and other losses stemming from the COVID-19 pandemic.