Mold Damage Over Time
Mold Damage Over Time Q An insured has a very large two story deck off the front of his home. He lives on the Oregon Coast so the wood has a tendency…
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Receivership and Uninsured Motorist Coverage
Receivership and Uninsured Motorist Coverage The insured brought an action against the auto insurer to recover uninsured motorist (UM) benefits pursuant…
Read Full ArticleDuplicate Contents Coverage
Duplicate Contents Coverage I am handling a case on behalf of an insurance company. Coverage C of their homeowners policy is at issue in this bad faith…
Read Full ArticleHO 06 95 03 22 Broadened Water Back-Up And Sump Discharge Or Overflow Coverage
HO 06 95 03 22 Broadened Water Back-Up And Sump Discharge Or Overflow Coverage homeowners endorsement.
Read Full ArticleFraud of the Week: When you Did Start the Fire
An insured gets caught for setting fire to a home he owned.
Read Full ArticleInsurance Coverage Q&A: Is There Coverage For Extensive Cleanup Due to Virus?
Questions if there is property coverage for extensive cleanup required due to coronavirus concerns.
Read Full ArticleBroadly Interpreting “Arising Out Of” in Independent Contractors Exclusion, Court Finds No Coverage for P.I. Judgment
An appellate court in Massachusetts, affirming a trial court's decision, has ruled that an independent contractors exclusion in a general liability…
Read Full ArticleVacancy Definition under Commercial Property Policy
Vacancy Definition under Commercial Property Policy January 13, 2011 We are dealing with an insurance company that is applying a large penalty to our…
Read Full ArticleOffer to Return Premium not Required as Prerequisite to Policy Rescission
Offer to Return Premium not Required as Prerequisite to Policy Rescission September 3, 2013 The insureds, whose garage was destroyed by fire,…
Read Full ArticleJumpstart Insurance Policy
This is a parametric policy providing immediate payment of an agreed amount when the designated triggering event has occurred.
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