Bodily Injury Caused by Chlorine Fumes and the CGL Policy
Bodily Injury Caused by Chlorine Fumes and the CGL Policy October 9, 2013 The insured is a hotel and spa. The claimants were in the exercise…
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CA 23 97 10 13 Amphibious Vehicles
The ISO CA 23 97 10 13 Amphibious Vehicles form that can be used with the Auto Dealers Coverage Form, the Business Auto Coverage Form, and the Motor Carrier Coverage Form.
Read Full ArticleSublimit Restricts Insureds Flood Damage Recovery
The 4th Circuit has ruled that damage caused by a watermain break that was concurrent with a flood is subject to a flood sublimit under an "anti-concurrent" causation clause in the property policy.
Read Full ArticleDepreciation and Calculation of ACV
A homeowner has a replacement cost policy for the dwelling but has an ACV endorsement for the roof. The roofing material that is currently installed…
Read Full ArticleCP 00 10 10 00 Building and Personal Property Form
Building And Personal Property Coverage Form, October 2000 Edition
Read Full ArticleTexas Specifies Conditions When TWIA Will Refund Premium
A bulletin published by the Texas Department of Insurance on a newly adopted amendment.
Read Full ArticleIdaho High Court Affirms Decision for Man Injured by Charging Cow
The contracts between the injured truck driver's direct employer and the "livestock brokerage company" stated driver's employer was an independent contractor, but the nature of the complex agreements showed otherwise.
Read Full ArticleGeneral Liability Abuse or Molestation Liability Endorsement Amendments - Part II (CG 04 15)
Part II of General Liability Sexual Abuse or Sexual Molestation endorsement analysis, this document providing a contract analysis of CG 04 15 09 22, Sexual Abuse or Sexual Molestation of Any Person Committed By The Insured Liability Coverage.
Read Full ArticleState Farm Mut. Auto. Ins. Co. v. Mallela
Discovery plays an important role in an insurer's ability to successfully prosecute a 'Mallela' fraud case. In his Insurance Fraud column, Evan H. Krinick discusses the standard that insurers bringing a 'Mallela' action generally must meet to be able to obtain discovery from third parties and reviews two recent court decisions applying that standard.
Read Full ArticlePP 03 28 09 18 Miscellaneous Type Vehicle Amendment (Motor Homes)
PP 03 28 09 18 Miscellaneous Type Vehicle Amendment (Motor Homes), September 2018 edition
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