CA 23 97 10 13 Amphibious Vehicles

Sublimit Restricts Insureds Flood Damage Recovery

The 4th Circuit has ruled that damage caused by a watermain break that was concurrent with a flood is subject to a flood sublimit under an "anti-concurrent" causation clause in the property policy.

Depreciation and Calculation of ACV

A homeowner has a replacement cost policy for the dwelling but has an ACV endorsement for the roof. The roofing material that is currently installed…

CP 00 10 10 00 Building and Personal Property Form

Building And Personal Property Coverage Form, October 2000 Edition

Texas Specifies Conditions When TWIA Will Refund Premium

A bulletin published by the Texas Department of Insurance on a newly adopted amendment.

Idaho High Court Affirms Decision for Man Injured by Charging Cow

The contracts between the injured truck driver's direct employer and the "livestock brokerage company" stated driver's employer was an independent contractor, but the nature of the complex agreements showed otherwise.

General Liability Abuse or Molestation Liability Endorsement Amendments - Part II (CG 04 15)

Part II of General Liability Sexual Abuse or Sexual Molestation endorsement analysis, this document providing a contract analysis of CG 04 15 09 22, Sexual Abuse or Sexual Molestation of Any Person Committed By The Insured Liability Coverage.

State Farm Mut. Auto. Ins. Co. v. Mallela

Discovery plays an important role in an insurer's ability to successfully prosecute a 'Mallela' fraud case. In his Insurance Fraud column, Evan H. Krinick discusses the standard that insurers bringing a 'Mallela' action generally must meet to be able to obtain discovery from third parties and reviews two recent court decisions applying that standard.

PP 03 28 09 18 Miscellaneous Type Vehicle Amendment (Motor Homes)

PP 03 28 09 18 Miscellaneous Type Vehicle Amendment (Motor Homes), September 2018 edition

Fraud of the Week: Lies and Supposed Theft

A woman lied to insurers both on her application and then in reporting claims.