Replacement Cost and Ordinance or Law Coverage

Application of ordinance or law endorsement when policy is replacement cost.

2d Circuit Affirms Insurance Broker’s Liability to Insured in $20 Million Superstorm Sandy Coverage Fight

The U.S. Court of Appeals for the Second Circuit has rejected an insurance broker's appeal and affirmed a district court's judgment in favor…

Ocean Marine Insurance - Archived

Ocean Marine Insurance   Reviewed on June 14, 2012   General Discussion of Cargo Insurance   Summary: Marine cargo insurance covers…

Exclusion of Coverage by Auto Policy to Extent Workers Comp Benefits Payable

 Exclusion of Coverage by Auto Policy to Extent Workers Comp Benefits Payable   In Newbury v. State Farm Fire & Cas. Ins. Co. of Bloomington,…

Insurance Coverage Q & A: Tips as Wages and Additional Expense

When a restaurant suffers a fire, are the tips paid to the staff while the company is closed considered to be additional expense?

Occurrence of PD When Customer Credit Card is Stolen by Employee?

Occurrence or PD When Customer Credit Card is Stolen by Employee? Our insured's employee stole a credit card belonging to a customer. The employee…

A Christmas Bomb Cyclone - What It is and How to Prepare

An overview explaining what a bomb cyclone is and how to prepare and prevent possible losses.

CA 23 86 01 06 Exclusion Of Terrorism Above Minimum Statutory Limits

Connecticut Supreme Court Sides With Landlord On Restaurant's Rent Obligations Despite COVID-19 Shutdown

The Connecticut High Court joined the ever-growing list of courts weighing in on COVID-19-related litigation. But it may be the first state high court in the country to determine that shutdown orders did not relieve restaurant owners from paying rent.

HO 24 10 05 11 Personal Injury Coverage (Aggregate Limit Of Liability)

HO 24 10 05 11 Personal Injury Coverage (Aggregate Limit Of Liability) homeowners endorsement.