Insurance Coverage Q & A: Tips as Wages and Additional Expense

When a restaurant suffers a fire, are the tips paid to the staff while the company is closed considered to be additional expense?

Occurrence of PD When Customer Credit Card is Stolen by Employee?

Occurrence or PD When Customer Credit Card is Stolen by Employee? Our insured's employee stole a credit card belonging to a customer. The employee…

A Christmas Bomb Cyclone - What It is and How to Prepare

An overview explaining what a bomb cyclone is and how to prepare and prevent possible losses.

CA 23 86 01 06 Exclusion Of Terrorism Above Minimum Statutory Limits

Connecticut Supreme Court Sides With Landlord On Restaurant's Rent Obligations Despite COVID-19 Shutdown

The Connecticut High Court joined the ever-growing list of courts weighing in on COVID-19-related litigation. But it may be the first state high court in the country to determine that shutdown orders did not relieve restaurant owners from paying rent.

HO 24 10 05 11 Personal Injury Coverage (Aggregate Limit Of Liability)

HO 24 10 05 11 Personal Injury Coverage (Aggregate Limit Of Liability) homeowners endorsement.

Insuring Uninsurable Punitive Damages

Insuring Uninsurable Punitive Damages By Dan Bailey, Esq. This material is provided by and reproduced with permission of Dan A. Bailey. Mr. Bailey…

Insurance Coverage Q&A: Liability for Students out of Country

When a student is out of the country for school, does liability coverage still extend?

New in 2011

A summary of articles updated in the print edition of FC&S.

Under New Law, Citizens Property Insurance Faces Class Action Over Attorney Fees

"Litigation costs rise because insurance companies repeatedly fail to address insurance claims, which necessitate litigation. We believe that once again Citizens are misusing the law as written and that is why we have brought this class action forward," attorney Michael Citron said.