Circular Tracker 1-14-26

A summary of the ISO Circular for January 14, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

CP 10 47 10 12 Suspension Or Reinstatement Of Coverage For Loss Caused By Breakdown Of Certain Equipment

Five in New York Charged with Auto Insurance Fraud

Five individuals have been arrested in New York and charged with participating in an auto insurance scheme in which they allegedly purchased or increased…

Nearly 40 Students Receiving Grants to Attend RIMS Conference

The grants recognize outstanding undergraduate and grade risk management and insurance students.

Insurance Coverage Q&A of the Week: Policy Excludes Matching Due to Wear

When the policy language specifically excludes matching.

Attorney Fees are Not Part of Insured Damages, Massachusetts Supreme Court Says

At primary issue was the clause providing liability coverage, which states that Vermont Mutual will pay those sums that the insured becomes legally obligated to pay as "damages because of bodily injury."

Bad Faith on the Horizon for Florida Insurer

An insurer allegedly refused to pay a 2017 hurricane damage claim submitted by a Miami Lakes condo association. That move, which already has a multi-million dollar price tag, may lead to further exposure.

Internet Liability and Network Protection Policy

Internet Liability and Network Protection Policy October, 2005 ISO E-Commerce Program   Summary: The Insurance Services Office (ISO) has developed…

D&O Market Q4 2022

An overview of Q4 2022 results for the D&O market.

Rental Reimbursement under UM Physical Damage

Rental Reimbursement under UM Physical Damage March 4, 2014 On a commercial auto policy would rental reimbursement be covered under UM physical damage?…