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OP DS 01 10 10 Capital Assets Program (Output Policy) Declarations

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Manufacturing Sector Hardest Hit by Ransomware Incidents

This week's discussion looks at cyber crime and the Dragos report which shows an almost 50% increase in ransomware incidents from 2022 affecting the industrial sector.

Hanover Insurance Commercial Umbrella September 98 Occurrence-Based Form Summary Comparison Worksheet

Hanover Insurance Commercial Umbrella Analysis, September 1998 Edition

Fraud of the Week: When a Contractor isn't a Contractor

Supposed contractor gets caught spending insurance proceeds.

Indiana Supreme Court Weighs in on Definition of Collapse and Punitive Damages for Bad Faith

The Supreme Court of Indiana concluded that a good faith dispute concerning insurance coverage does not automatically preclude a punitive damages claim…

Circular Tracker 5-15-2025

A summary of the ISO Circular for May 15, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

Life Insurance Fraud—DC

Fraud of the Week April 17, 2017 Life Insurance Fraud—DC Amount: $524,000   Although FC&S does not normally address life insurance,…

Florida Courts Differ on Effect of Water Damage Sublimits

A Florida homeowner claimed expenses for tearing out and accessing damaged plumbing should not be subject to the $5,000 cap because the endorsement did not limit "tear-out" expenses.

BP 17 02 01 96 Condominium Commercial Unit-Owners Coverage

BP 17 02 01 96 Condominium Commercial Unit-Owners Coverage, January 1996 edition