Debris Removal Coverage

Discusses the Debris Removal Coverage under the ISO Causes of Loss Special Form and related optional endorsements.

Circular Tracker 12-5-25

A summary of the ISO Circular for December 5, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

Dangerously Fun Fidget Spinners

Dangerously Fun Fidget Spinners   June 7, 2017   Often, toy fads come with hidden dangers. Nerf guns can cause eye and face injuries, inflatable…

NJ Supreme Says Landlord Not Liable for Ice Injury

New Jersey Supreme Court says the landlord is not liable for ice injury on commercial property.

A Visit from Santa

Things to consider aside from whether you've been naughty or nice.

CR 25 55 05 23 Amend Verification Condition

CR 35 17 08 07 Include Personal Extortion for Named Individuals

CR 35 17 08 07 Include Personal Extortion for Named Individuals, August 2007 edition

Insurance Coverage Q&A: Crushed Pipe and Condo Water Damage

Questions coverage for water damage caused by a crushed pipe.

Commercial General Liability Checklist

An interactive checklist designed to help identify most common general liability exposures when looking at a commercial risk.

Long Term Rental a Non-Owned Auto Under PAP

Long Term Rental a Non-Owned Auto under PAP? I am hoping you could help me interpret the policy language regarding non-owned autos on the personal lines…