Vandalism as Cause of Loss
This article discusses the evolution of the meaning of vandalism through case law.
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Policy’s Use of “and” Leads to Additional Payment to California Insured
A federal district court in California has awarded more than $122,000 to an insured golf course based on the district court's interpretation of the…
Read Full ArticleCollectibles as Business Property
Collectibles as Business Property A claim has been presented to us for payment resulting from a loss of antiques and collectibles due to a fire at an…
Read Full ArticleBU 04 01 01 10 MSO Businessowners
MSO Businessowners Policy - BU 04 01 01 10
Read Full ArticleBP 16 37 08 24 Designated Location(s) Products/Completed Operations Aggregate Limit
The ISO BP 16 37 08 24 Designated Location(s) Products/Completed Operations Aggregate Limit can be attached to the Businessowners Coverage form.
Read Full ArticleFarm Personal Exposures, Coverage Extensions and Additional Coverages, FP 00 12
Farm Personal Exposures, CoverageExtensions and Additional Coverages, FP 00 12 April 2006 Similar to Homeowners Summary: In addition to…
Read Full ArticleISO Homeowners Comprehensive Form HO 00 05
Discusses perils insured against, how special limits of liability apply, and exclusions in the ISO HO 00 05.
Read Full ArticleCollapse of Retaining Wall Causing Damage
Collapse of RetainingWall Causing Damage Our insured has a homeowners policy with form HO-3. Recently, hydrostatic pressure caused a retaining wall…
Read Full ArticleCA 23 94 03 06
Silica or Silica-Related Dust Exclusion for Covered Autos Exposure, March 2006 edition.
Read Full ArticleDoes a Snow Emergency Constitute a Civil Authority Claim?
Does a Snow Emergency Constitute a Civil Authority Claim? By Susan L. Massmann, CPCU From the April 2014 issue of Claims Magazine While…
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