HO 24 82 03 22 Personal Injury Coverage
The ISO HO 24 82 03 22 Personal Injury Coverage endorsement.
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Vacancy, Occupancy and Vandalism
Does the presence of appliances and the commitment of residency in the future determine vacancy?
Read Full ArticleBusiness Property or Insured's Property
Business Property or Insured’s Property Under AAIS form HO 0003 01 05, coverage C, a. 2) we find coverage for “personal property…
Read Full ArticleGaragekeepers Maximum Deductible
Garagekeepers Maximum Deductible? Q We write a garagekeepers policy with a $500 per vehicle deductible subject to a $2,500 maximum deductible per…
Read Full ArticleA Quest Ended Before It Started
The debate before the Sixth Circuit rested on a single difference in opinion: were the damages sought in the opioid suits against Quest "because of bodily injury" under the policies from Motorists and Westfield?
Read Full ArticleBP 08 02 07 02 Funeral Directors Professional Liability
BP 08 02 07 02 Funeral Directors Professional Liability, July 2002 Edition
Read Full ArticleUnited States Sued for Illegally Seized Marijuana Cash
A money transportation company has filed a lawsuit accusing the FBI and the San Bernadino County Sheriff's Department of scheming to illegally pull over company vehicles and seize money from its marijuana dispensary clients.
Read Full ArticleInsurance Coverage Q&A: Golf Cart hit by Tree
When a golf cart used to service the premises is hit by a tree, where is coverage found?
Read Full ArticleThe Hows and Whys of Scheduling Personal Property
Many insureds have jewerly, furs, cameras, fine arts, and other valuables that warrant increased coverage. Using the HO 04 61 Scheduled Personal Property Coverage endorsement is one way to do that. But there are many details to pay attention to when doing so. What documentation is needed to verify the value of the jewelry? How does an insured know what value property should be listed at, and where can they have the property appraised by a professional? Such information is addressed here.
Read Full ArticlePollution Liability Coverage under Truckers Policy
Pollution Liability Coverage under Truckers Policy Our insured has a truckers policy with endorsement CA 99 48 attached; this endorsement provides broadened…
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