Circular Tracker 4-20-26

A summary of the ISO Circular for April 20, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

Barn Not Personal Property under Building and Personal Property Coverage Form

Barn Not Personal Property under Building and Personal Property Coverage Form Under the CP 00 10 04 02, coverage A 1. covered property, a (4), is an…

CP 10 45 10 12 Earthquake And Volcanic Eruption Endorsement (Sub-Limit Form)

Commercial Liability Umbrella Policy Archive

Discusses ISO's commercial umbrella form CU 00 01 12 01, which is excess over the CGL and auto liability.

Fraud of the Week: You're supposed to have a License

An unlicensed person sells insurance policies anyway, but pockets the funds.

Fraud of the Week: When the Lawn Equipment was Unharmed

No damage actually occured to law equipment.

Building or Personal Property

Building or Personal Property?   Is a refrigerator in an owner occupied dwelling considered part of the dwelling or part of the contents on a DP-1…

Pennsylvania Increases Accident Surcharge Dollar Threshold

A discussion of a bulletin published by the Pennsylvania Insurance Department.

Faulty Workmanship and Coverage under the CGL Form

Faulty Workmanship and Coverage under the CGL Form   July 1, 2014 The insurer appealed from a judgment against it pertaining to coverage for a…

CY 10 05 11 21 Calculation of Premium