Insurance Coverage Q&A: Does Civil Authority Coverage Apply When Policy Covers Viruses?

Insured has a policy covering viruses for specified causes of loss and questions if the civil authority coverage will also apply.

AIG Names Naohiro Mouri as EVP and Chief Auditor, and Donna Demaio as Global Chief Operating Officer for General Insurance

American International Group, Inc. ("AIG") has appointed Naohiro Mouri as executive vice president and chief auditor, and Donna DeMaio as global…

Theft of Cryptocurrency Not Counted as Physical Loss in California

How do you buy property insurance for something that cannot be touched? The literal impossibility of physical damage is a red flag to many insurers.

Stucco Visibly Hanging Loose from Wall Suffered "Collapse"

Stucco Visibly Hanging Loose from Wall Suffered “Collapse”   In Hennessy v. Mutual of Enumclaw Ins. Co., 2009 WL 1140143 (Or.App),…

CY 20 10 01 18 Provide Coverage for Dishonest, Malicious or Fraudulent Acts Committed by Employees

CG 22 72 12 19 Colleges or Schools

CG 20 08 11 85 Additional Insured - Users of Golfmobiles

CG 20 08 11 85 Additional Insured - Users of Golfmobiles, November 1985 Edition

Ruling: Representative Can Be In Attendance for Entire Medical Examination

Judge Paige Rosini determined on a joint motion for neuropsychological examination, that a representative may be present during the entirety of the exam.

Payment for Antique Knives

Payment for Antique Knives November 23, 2009 The insured has an HO 04 90 04 91 Personal Property Replacement Cost endorsement. The insured had a collection…

False Pretense Coverage for Refund of Purchase Price?

Our insured, an auto dealer, purchased a used vehicle and then sold it. The buyer drove the car for several years, and when he attempted to trade…