Tenant's Auto Damages Covered Under Apartment Building Owner's CGL Policy
Tenant's Auto Damages Covered Under Apartment Building Owner’s CGL Policy? Insured owns an apartment building. Large icicles have formed on the…
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BP 07 04 01 06 Business Liability Coverage - Property Damage Liability Deductible (Per Occurrence Basis)
BP 07 04 01 06 Business Liability Coverage - Property Damage Liability Deductible (Per Occurrence Basis) businessowners endorsement.
Read Full ArticleCommercial Auto Hacking Expense Endorsement Revised
Discusses an ISO revision to the commercial Auto Hacking Expense Endorsement, effective January, 2024.
Read Full ArticleBusiness Auto Policy and Out of State Loss
Business Auto Policy and Out of State Loss Our insured has a business auto policy (BAP) with symbols 7, 8, and 9 for covered auto liability. The insured…
Read Full ArticleHO 04 81 03 22 Actual Cash Value Loss Settlement
HO 04 81 03 22 Actual Cash Value Loss Settlement homeowners endorsement.
Read Full ArticleNew Jersey Insurance Law Could Triple Jury's $1.88M Award for Underinsured Motorist Claim
The company engaged in dilatory and abusive claims handling by requesting irrelevant records, failing to keep the insureds apprised of the status of the claim at proper intervals, and harassing the insured with character attacks, the suit claims.
Read Full ArticleInsurance Coverage Q&A: Wear and Tear, but What Part is Worn?
Wear and tear to caulking leads to damage.
Read Full ArticleFraud Coverage not Applicable to Transformation of Information
Fraud Coverage not Applicable to Transformation of Information Q A client's employee was tricked into disclosing their bank account information. The…
Read Full ArticleOther Insurance and Personal Property at Secondary Residence
Other Insurance and Personal Property at Secondary Residence Our insured had a total fire at his vacation home. The home is insured on a DP 00 01 (07…
Read Full ArticleDuty to Defend Trigger
Duty to Defend Trigger Tenants brought an action against the landlord for negligence and wrongful death arising from a fire, and then sought a declaratory…
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