ISO Commercial Lines Contract Analysis Directory

A directory of majority of commercial contract analyses containing links to each analysis as of date published.

Circular Tracker 7-1-2025

A summary of the ISO Circular for July 1, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

Judicial Interpretations of "Owned-But-Not-Insured"

Judicial Interpretations of "Owned-But-Not-Insured" Uninsured Motorists and the Exclusion   By David Thamann From the October 2012 issue of Claims…

Professional Liability Coverage Depends on Insured's Knowledge

Can an insurer void a policy for material misrepresentation if the insured knew of a potential loss before seeking coverage, but there was not an occurrence until after the policy was issued?

Pollution Exclusion and the Commercial Auto Liability Policy

Pollution Exclusion and the Commercial Auto Liability Policy   The plaintiff appeals from an order granting summary judgment to the defendant that…

FB 10 65 04 16 Exclusion - Injury or Damage from Genetically Modified Animal(s) or Fish

FB 10 65 04 16 Exclusion - Injury or Damage from Genetically Modified Animal(s) or Fish, April 2016 Edition

CA 20 33 11 20 Autos Leased, Hired, Rented Or Borrowed With Drivers - Physical Damage Coverage

P&C Insurance Industry Predictions for 2022

Supply chain issues and a property price 'reckoning' are among the five things to look for in the year ahead.

PP 05 54 01 08 Personal Injury Protection Coverage - Florida

PP 05 54 01 08 Personal Injury Protection Coverage - Florida, January 2008 edition

Commercial Crime Coverage Form - Archive

Commercial Crime Coverage Form—Archived Article February, 2003 Discovery and Loss Sustained Versions Summary: The commercial crime coverage…