Colorado – Insurer Guidance Following Wildfires

A discussion of a bulletin published by the Colorado DOI providing the Division's position on claim handling procedures during the ongoing wildfires.

PIP Coverage Available Despite False Statement by Insured

In the case of Vasques v. Mercury Casualty Company, (No. 5D06-1705) District Court of Appeal of Florida, Fifth District, Feb. 2, 2007, the court overturned…

Additional Insured and Separate Policy Limits

Additional Insured and Separate Policy Limits The Minnesota Court of Appeals addressed the issue of whether an additional insured was entitled to…

Bad Faith Claims Increasing in Connecticut for UM/UIM Complaints

Some Connecticut courts have not been receptive, often striking such claims at the pleading stage, while others have begun applying a less stringent standard for pleading bad faith.

CY 20 24 01 18 Right to Select Counsel

Fidelity Loss Coverage Requires Manifest Intent

Our insured is a pre-sort mailing service in which it does large bulk mailings for a local bank. One of the employees stole some credit cards that…

Broken Gas Pipe and Homeowners Coverage

Is the cost to tear out a wall to fix a broken gas pipe covered under a homeowners policy?

Countersignature Responsibility

Countersignature Responsibility Q Who is ultimately responsible for making sure that a policy is countersigned? The agent who produces the business…

Riots and Insurance Fraud

This article discusses possible insurance fraud that could stem from riot damages.

Liability for Tractor Off Premises

Liability for Tractor off Premises   We are looking for your opinion regarding liability coverage for a farm/garden tractor under a HO 03 04/91…