Insurance Q&A of the Week: Which Policy Should the Claim be Filed Under?

When an insured has 2 different policies, can he pick and choose where to file a claim in order to pay the lowest deductible?

IH 99 29 01 16 Limited Coverage for Unmanned Aircraft Property

IH 99 29 01 16 Limited Coverage for Unmanned Aircraft Property, January 2016 edition

CP 12 01 11 85 Commercial Property Coverage Part Policy Changes

CA 99 37 10 13 Garagekeepers Coverage

The ISO CA 99 37 10 13 Garagekeepers Coverage form that can be used with the Business Auto Coverage Form and the Motor Carrier Coverage Form.

CA 21 02 11 06 Split Bodily Injury Uninsured Motorists Coverage Limits

Motorists Mutual Ins. Co. v. Ironics, Inc.

The Ohio Supreme Court has declined to adopt the "integrated system" rule as a means of avoiding coverage for losses involving property damage due to the incorporation of the insured's product into a larger whole.

Limited Liability Company as an Insured

Limited Liability Company as an Insured September 12, 2012 This applies to general liability, auto, and umbrella liability. In the Section II - Who…

Insurance Coverage Q&A: Application of Valued Policy Law

When a secondary claim occurs after limits have been paid for one loss, is there coverage for the secondary loss when Value Policy Laws apply?

One Occurrence or Multiple Occurrences in Question

One Occurrence or Multiple Occurrences in Question February 4, 2010 This is a question of whether losses in a construction zone are separate occurrences.…

No Coverage for Rita's Storm Surge

Flood Exclusion Applies to Rita's Storm Surge   In Arctic Slope Regional Corp. v. Affiliated FM Ins. Co. 2009 WL 860037 C.A.5 ( La. ) the companies…