Coverage for a Rented Houseboat
Coverage for a Rented Houseboat June 19, 2012 The insured has a HO-3 policy and is going on a trip and renting a house boat. If the insured was liable…
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Portability and Determination of Personal Property
Portability and Determination of Personal Property October 2, 2014 A policyholder suffers a fire loss to their detached garage. The insurance…
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Theft Coverage Increase, May 2011 edition
Read Full ArticleSettlement for Loss of Cell Phone
Settlement for Loss of Cell Phone June 13, 2016 A cell phone is part of a covered loss in a homeowners policy. The insured obtained the cell phone at…
Read Full ArticleBusiness Exposures Endorsement—Off-Premises
Business Exposures Endorsement—Off-Premises We have a question about the use of homeowners endorsement HO 04 02 10 00 (permitted incidental occupancies…
Read Full ArticleDamage to Property due to Service of Search Warrant
Damage to Property due to Service of Search Warrant Does the Dwelling Property 3 cover damage to the dwelling by police serving a search warrant on…
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Homeowners 6 Unit-Owners Form, April 1991 Edition
Read Full ArticlePool Liner and Concrete Block
Pool Liner and Concrete Block February 4, 2014 Insured has an in ground pool. Water collected on the cover and pulled down on it, causing one of the…
Read Full ArticleStudent Away at College—Homeowners Coverage for Personal Property?
Student Away at College—Homeowners Coverage for Personal Property? Q Several of our clients have sons and daughters attending college away from…
Read Full ArticleHomeowners Exclusion for Loss Caused by Civil Authority
Homeowners Exclusion for Loss Caused by Civil Authority We have an insured with an AAIS homeowners form 3. Recently, the police fired tear gas into…
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