Adopted Child Causes Damage in Auto Accident
Adopted Child Causes Damage in Auto Accident September 5, 2011 I am working on a complaint that involves whether the auto liability should pay for damages…
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Twin Condominiums
Twin Condominiums September 10, 2012 We are more and more often being asked to insure twindominiums which, loosely defined, are a two-family home where…
Read Full ArticlePhotos Damaged: Is Repair Covered?
Photos Damaged—Is Repair Covered? Q Our homeowners insured has replacement cost coverage for contents. Recently, she sustained a covered loss…
Read Full ArticleTrampoline Blown by Wind
Trampoline Blown by Wind May 14, 2012 I have a question concerning coverage/liability of our insureds for trampolines that are picked…
Read Full ArticleIce Causes Trees to Fall—Water Damage?
Ice Causes Trees to Fall—Water Damage? We have a carrier coding the ice losses from tree branches breaking off and damaging homes as water losses.…
Read Full ArticleTransportation Costs to Return from Vacation Covered?
Transportation Costs to Return from Vacation Covered? Q An insured was away on vacation when she learned of a fire at her home. She had to return…
Read Full ArticleScheduled Diamond Ring—Coverage for Cracking?
Scheduled Diamond Ring—Coverage for Cracking? Q Our insured had a loss to a diamond ring scheduled on an HO-61. She found to her amazement it…
Read Full ArticleRemoval of Fence by Neighbor
Removal of Fence by Neighbor October 16, 2013 We have an HO2 policy. Our insured erected a privacy fence on his property line, a boundary that is the…
Read Full ArticleLocation of Residence
Location of Residence August 2, 2012 Our insured was living in a residence located in south-central California approximately 16 months prior to a total…
Read Full ArticleFire Department Service Charge Coverage under Homeowners
Fire Department Service Charge Coverage under Homeowners We have a question about homeowners coverage for a fire department service charge. Our insureds…
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