Third-Party Passengers and UIM Coverage
May an insurer exclude UIM coverage for third-party passengers injured in a covered vehicle?
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Sump Pump Coverage and the Homeowners Policy
Water backup and sump pumps.
Read Full ArticleHomeowners HO 00 03 03 22 Revisions Section II Liability Coverages Part I
The first section of the analysis discussion Section II Liability of the revised HO 00 03 Homeowners Special form.
Read Full ArticleCoverage for Backup of Sewers and Drains- The Exclusion and Endorsements - Archive
This article discusses the exclusion for water backup of sewers and drains and relevant court cases, as well as endorsements providing coverage.
Read Full ArticleThe Many Uses of Drones
Drones, or unmanned aerial systems (UAS), are rapidly gaining the attention of virtually every industry as a means of gaining greater efficiency…
Read Full ArticleConcealed Carry Coverage
This article from Claims Magazine reviews coverage for gun owners.
Read Full ArticleHomeowners HO 00 03 03 22 Revisions Section I Property Coverages D-E Analysis Part 3
The third of several parts of an analysis of the updated Homeowners - Special Form March 2022 edition. Coverages D Loss of Use and E Additional Coverages are discussed.
Read Full ArticleConnecticut - 2025 Risk Retention Group Requirements
A discussion on bulletins published by the Connecticut Insurance Department on risk retention groups.
Read Full ArticleOverview of Surplus Lines
In this July 2017 article that appeared in NU Magazine, Karen Sorrell provides an overview of surplus lines.
Read Full ArticleDistinguishing Between Agents, Producers and Brokers
Discusses the differences between an insurance agent, producer and broker.
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