Vehicle Related Property Losses
Vehicle Related Property Losses 2 claim coverage questions. AAIS Form 3, Ed. 2.0 for Homeowners. 1. Theft of 2 laptops from insured's car. One belonged…
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Is There Homeowners Coverage for Minor Children Who Leave Home?
Is There Homeowners Coverage for Minor Children Who Leave Home? The minor son of our HO-3 client recently moved out. He has expressed his intention…
Read Full ArticleUnregistered Truck that Needs Repairs
Unregistered Truck that needs Repairs November 14, 2013 Our insured has a homeowners HO 03 policy. The insured bought a truck two days before the time…
Read Full ArticleIntentional Acts and Unintentional Results
Intentional Acts and Unintentional Results August 18, 2011 I am handling a homeowners liability claim under the HO5 policy. Our insured was conducting…
Read Full ArticleClaim Payment—When Due?
Claim Payment—When Due? Our homeowners insured (HO-3, 4/84 edition) suffered a theft loss over three months ago and has not yet received a check…
Read Full ArticleTheft Peril and Personal Property at Another Residence
Theft Peril and Personal Property at Another Residence I have an insured with a standard homeowners policy. He has a fishing boat insured on the policy.…
Read Full ArticleAutoparts as Art Work
Auto Parts as Art Work November 22, 2011 The insured had many classic auto parts on his walls as art. Parts used included a Corvette hood, a steering…
Read Full ArticlePortable Electronic Equipment and Laptops
Portable Electronic Equipment and Laptops November 15, 2016 Is a laptop computer that needs a converter or adapter to operate from a motor vehicle electrical…
Read Full ArticleExtenuating Circumstances in Claim
Extenuating Circumstances in Claim March 13, 2017 I have a homeowners claim in Maryland with Allstate insurance. It is Allstate's AP2 policy,…
Read Full ArticleFlood Policy Gulf Oil Spill and Homeowners Coverage
Flood Policy, Gulf Oil Spill, and Homeowners Coverage June 7, 2010 We're receiving several calls on this incident from worried residents in Louisiana…
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