Suicide by Gunshot
Suicide by Gunshot August 6, 2013 Question is under a homeowners policy, the named insured commits suicide by shooting himself with a shotgun. We are…
Read Full ArticleShowing Results For 'Channel: Personal Lines'
Hot Tub Loss as Coverage C or Coverage B
Hot Tub Loss as Coverage C or Coverage B? Our Insured has a hot tub. It is a self contained unit, located in an out-building, separate from the house.…
Read Full ArticleBoat Club Member an Owner or Renter of Boats
Boat Club Member an Owner or Renter of Boats? April 14, 2010 We have been presented a claim where the claimant was injured on a boat. The boat was part…
Read Full ArticleTrailers on Dwelling Policy
Trailers on Dwelling Policy March 21, 2016 DP 00 01 12 02 says the following under property not covered: e. Motor vehicles or all other motorized land…
Read Full ArticleMed Pay or Health Insurance
Med Pay or Health Insurance January 3, 2011 Recently, many health insurance carriers are requesting we reimburse them under the Med Pay portion of the…
Read Full ArticleInsured Rents Hall for an Event
Insured Rents Hall for an Event May 3, 2013 My question pertains to the HO-3 ISO Homeowners form in regards to the liability portion of the policy.…
Read Full ArticleScorching—Not a Named Peril
Scorching—Not a Named Peril Q We have a somewhat unusual loss. Our insured has an HO-3. He recently discovered his sofa appears to have been…
Read Full ArticlePatio as a Building
Patio as a Building May 3, 2013 We have an insured with an HO 00 03 10 00 policy. Heavy snow and ice buildup caused the roof of their patio cover to…
Read Full ArticleSales Tax and Total Homeowners Loss
Sales Tax and Total Homeowners Loss Q We are an independent adjusting firm. We have been hired to handle a bad house fire. The home and the personal…
Read Full ArticleHomeowners
Homeowners 4 - Contents Broad Form
Read Full Article