Collapse Coverage under Homeowners Policy
Collapse Coverage under Homeowners Policy Our insured bought a seasonal residence in Michigan. We insured it on an HO 00 03 10 00. Last winter brought…
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Homeowners
Homeowners 4 - Contents Broad Form, May 2001 Edition
Read Full ArticleFaulty Construction
Faulty Construction January 5, 2015 Please explain the faulty construction exclusion and when this can be used to deny a claim. I have…
Read Full ArticleReplacement of Home: How Is Amount Determined?
Replacement of Home—How Is Amount Determined? Q We are in the process of adjusting a large fire loss under a homeowners policy (HO 3). The estimated…
Read Full ArticleStructures—What Is "Attached?"
Structures—What is "Attached?" Q We have a homeowners claim (HO 00 03 10 00) involving a garage that, except for the wall facing the dwelling,…
Read Full ArticleDwelling
Dwelling Property 3 - Special Form, December 2002 Edition
Read Full ArticleWhen an Insured's Art Work Gets Damaged
When and Insured’s Art Work Gets Damaged June 23, 2014 I have a question on a homeowner's claim. Some artwork painted by the insured got…
Read Full ArticlePaint Particles Throughout House
Paint Particles Throughout House March 7, 2011 The insured had a painter performing some interior spray painting on the stair railings. Based on the…
Read Full ArticleBriefcase—An Item of Personal Property?
Briefcase an Item of Business Property? One of our homeowners insureds was on a business trip recently when his $400 briefcase was stolen from his hotel…
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Homeowners Coverage Form, MHO 3 01 05
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