Storm Damage—Coverage for Ice Damming (HO-2)
Storm Damage—Coverage for Ice Damming (HO-2) Q I am requesting your view on a problem that has come up during the processing of winter storm…
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Rented Condominium Liability Coverage
Rented Condominium Liability Coverage August 4, 2010 Our insured has a Homeowners Unit Owner's policy (HO 00 06) and has filed a claim for property…
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Secondary Loss June 10, 2014 An insured presented a claim 6 months ago for water damage to the living room/dining room floor. It was denied based…
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Standard Time Definition Q We are having a debate in our office about whether the effective time of a homeowners policy is altered by daylight saving…
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Extension of Liability October 2, 2014 The HO-3 policy covers the residence premises listed on the dec page. If the named insured is no…
Read Full ArticleInjury on Boat Dock—Homeowners or Boatowners
Injury on Boat Dock—Homeowners or Boatowners? We insure a boatowner and another insurer writes the homeowners coverage. To protect his boat from…
Read Full ArticleVehicle Used to Service the Premises
Vehicle Used to Service the Premises Q Our insured has a HO 00 03 04 91. He hired a contractor to do some work on his property that necessitated the…
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Cameras no Longer Business Property February 7, 2012 Our insured has a $20,000 camera floater for professional use. He is now on disability retirement…
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Ultra-Light Aircraft Q Recently our client's garage was destroyed by fire. An "ultra-light" aircraft, valued at $14,000 was also destroyed in the…
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Actual Cash Value Loss Settlement, May 2011 edition
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