Road Repairs Covered Under HO3
Road Repairs Covered under HO3? We represent a homeowner insured under an HO-3 in NC. The property is located on top of a mountain in a remote area…
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Trailer includes a Pig Cooker
Trailer Includes a Pig Cooker? May 5, 2010 Our insured owns a pig cooker. This is essentially a large grill with wheels that has a hitch you attach…
Read Full ArticleProperty in Self-Storage Locker
Property in Self-Storage Locker Q This question involves whether or not personal property in a self-storage unit is covered and to what extent. There…
Read Full ArticleDebris Removal on a Dwelling Property 3 Form
Debris Removal on a Dwelling Property 3 Form February 6, 2017 The Lloyds, London representative is telling me the debris removal extension on the DP3…
Read Full ArticleExtenuating Situation When Reporting a Loss
Extenuating Situation When Reporting a Loss August 6, 2013 We have a major homeowner loss where the owner was out of the country when the fire rendered…
Read Full ArticleHumid Attic
Humid Attic August 21, 2012 On an HO 00 03 10 00 with endorsement HO 04 27 04 02 it sounds like humidity in an attic area where mold was unknown and…
Read Full ArticleRented Hall and Alcohol
Rented Hall and Alcohol July 4, 2016 My insured is covered by an HO3 10/00. They will be renting a hall for their daughter's wedding. The hall would…
Read Full ArticleWater Tank Adjacent to Insured's Property
Water Tank Adjacent to Insured's Property Q I have a customer whose home is built on a lot next to an elevated water tank. The tank holds approximately…
Read Full ArticleRemoval of Deceased Tenant
Removal of Deceased Tenant November 14, 2013 We have a commercial client who had a tenant die in an apartment. It was several days before the body was…
Read Full ArticleStorms over Time and Application of Deductibles
Storms over Time and Application of Deductibles August 12, 2016 The policyholder experienced a hail loss and was insured on a HO 00 03 04 91. The policy…
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