Detachable Trailer
Detachable Trailer May 9, 2016 Under the Property Not Covered section, the DP 00 01 12 02 states the following: e. Motor vehicles or all other motorized…
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Coverage for Auto Incident with Parked Car under Homeowners and Auto Policy
Coverage for Auto Incident with Parked Car Under Homeowner’s and Auto Policy Our insured had a son that did not live at home. The son brought…
Read Full ArticleDenial Due to Lack of Maintenance
Denial Due to Lack of Maintenance June 1, 2015 An insured has an old heating system in need of repair. Each year he travels to Florida for a month.…
Read Full ArticleInsurable Interest in Contract to Purchase Home
Insurable Interest in Contract to Purchase Home Recently, one of our insureds signed a contract to purchase a home. We issued an insurance binder, because…
Read Full ArticleDeductible(s)—Damage by Wind and Lightning
Deductible(s)—Damage by Wind and Lightning Our insured, on an HO 00 03 10 00, had his home damaged during a recent thunderstorm. Lightning…
Read Full ArticleApplication of Deductible for Two Close, but Unrelated Losses
Application of Deductible for Two Close, but Unrelated Losses November 27, 2017 Insured’s policy is the Homeowners 3- Special Form…
Read Full ArticleBroken Glass Used to Level Yard
Broken Glass Used to Level Yard We have had an unusual claim submitted to us, and would like your thoughts. Our insureds have an HO 00 03 04 91 on a…
Read Full ArticleProperty Held for Rental Covered by Homeowners Policy?
Property Held for Rental Coveredby Homeowners Policy? Q Our client has an HO 00 03 05 01 on his primary residence in Florida. He also owns a condo…
Read Full ArticleDrywall Behind Paneling
Drywall Behind Paneling December 14, 2010 I am handling a fire claim in which there was fire-taped drywall behind the paneling. The insurance company…
Read Full ArticleFoster Care and Homeowners Policy
Foster Care and Homeowners Policy If a homeowner takes in mentally challenged individuals, both minor and adult, and receives money to help defer living…
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