Earth Movement Caused by Tree Roots
Earth Movement Caused by Tree Roots Our insured's detached garage has been damaged by a neighbor's tree roots. As you can imagine, this has been going…
Read Full ArticleShowing Results For 'Channel: Personal Lines'
Personal Umbrella Liability Insurance Checklist
Personal Umbrella Liability Insurance March 1, 2012 Coverage Checklist Personal umbrella liability policies share a common goal of providing higher…
Read Full ArticleDrug Use and Intentional Acts
Drug Use and Intentional Acts Under the standard ISO Homeowner policy (HO 3), we have a 17 yr old insured that caused damage to the neighbor's property…
Read Full ArticleHomeowners
Homeowners 2 - Broad Form, May 2011 edition
Read Full ArticleDamage Done by Visiting Relative—Liability?
Damage Done by Visiting Relative—Liability? Our insured was disabled and her sister came to live with her for a couple of weeks. The sister did…
Read Full ArticleRefrigerator with an Odor
Refrigerator with an Odor We had an insured who had their refrigerator stop running while they were on vacation for a week. When they returned it was…
Read Full ArticleFalling Leaves do not Invoke Wind-Hail Deductible
Falling Leaves do not Invoke Wind/Hail Deductible January 27, 2016 Insured has a roof with a deep valley that in the fall collected enough leaves to…
Read Full ArticleBurned, But Not Dead, Trees Covered
Burned, But Not Dead, Trees Covered? We have an HO3 4-91 policy. The loss is a brush fire in the insured's yard. They had damage to trees, shrubs, and…
Read Full ArticleHO 04 90 Personal Property Replacement Cost Endorsement Application
HO 04 90 Personal Property Replacement Cost Endorsement Application January 21, 2010 Golf clubs were stolen from the insured's parked & locked…
Read Full ArticleCarport a Canopy?
Carport a Canopy? Insured made claim under an AAIS form 2 for "weight of ice and snow" damage to a carport attached to the end of the dwelling. The…
Read Full Article